Change, Change, Change…

July 1, 2007
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Long before I became a homeowner, pocket change played an important role in my life. As an apartment dweller, I needed quarters for laundry and parking meters. Other change was useful if I needed to purchase something from a vending machine or, put on your time travel suits, to make a call using a pay phone.

Once we moved into a home, pocket change sort of became the metallic version of pocket lint: it was something you found in your pants’ pocket when you dug your hands in, and when you pullled it out, you carelessly tossed it aside. We no longer had any need for quarters, because we had a washer and dryer right in the basement, and could park for free in our driveway. At the same time, cell phones had become commonplace and pay phones were on the decline.

Then Bill and I decided to go all “moving on up” (cue “The Jefferson’s” theme song), and suddenly I realized that pocket change could be valuable again. Once I started looking for it again, I noticed it everywhere–on top of the dryer, in my desk drawer, and on the floor of the car, among other places. I bet that if we scraped together our pennies–and nickels, dimes and quarters–they would really add up to something.

This past spring I spent a day collecting all of the loose change I could find. I knew we wanted to roll all of the coins so we could bring them to the bank for paper dollars, so I had the girls help me put it into piles on the kitchen table. (Great math lesson, by the way.) Sure I could have brought the change to may local supermarket, which has one of those coin counters in it, but you pay a service fee to use that machine–unless you’re converting your change into a gift card. Me, though, I wanted the cold hard cash.

Then we started counting. It turns out we had $58. Fifty-eight dollars. Now, that’s no chump change. This pocket change ended up providing enough money for a half week’s worth of groceries. Wow!

Since I hadn’t counted pocket change since we moved, I figured it was a good time to give it another go.

Today, I uncovered $24. Not quite as good as the last bounty but not too shabby either.

Have you considered going on a pocket change hunt as a way of finding unexpected spending money? If not, I would suggest you give it a try. Then let me know how much you found. I think that when you’re living on a budget, you simply cannot treat pocket change as pocket lint anymore. In my mind that would be frugally foolish.

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4 Responses to Change, Change, Change…

  1. Judy Kirkwood on July 2, 2007 at 4:53 am

    I use only loose change for my daily Starbucks fix, for my weekly Danish treat (which I must walk for in order to neutralize the calories) and for lunch out.

    And by the way, if I’m getting carry out for supper, I always get it at lunchtime. If I do get a supper portion, I usually just get one dish and bring it home and expand it with extra pasta or extra lettuce (for salads) or combine a main dish with a vegetable side dish so that it makes two servings for my husband and myself.

    I recommend expanding the new wild salmon salad at Panera’s with extra lettuce and some toasted almonds (cheap at Trader Joe’s), or doing the same with chicken caesar salads.

    Judy, motherwarriors.blogspot.com

  2. Jen on July 2, 2007 at 12:49 pm

    I try to save as much change as I can at one time, and when something *extra* comes up (birthday present, vacation), I take it to Commerce bank (where there are no counting fees) and see what I come up with. In fact, I’m probably going to do that today since I’m having people over tomorrow and need to feed them with…something. Well, not the change of course!

  3. xjenjenx on July 28, 2007 at 7:47 am

    :) One thing I’ve found (somewhat) recently is piggy banks aren’t necessarily just for little kids. At the start of the year I started putting all my change in a coffee jar (only quarters and smaller) and decided whatever change was in that jar would be the money I used when my 19th birthday rolled around to go to the bar. My birthday’s in a week and I’ve gotten about $50, plenty for the bar and hopefully a bit left over. :)

  4. [...] laundering,” I uncovered $33 in crumpled bills and at least $10 in change. I try to collect loose change at least twice a year, and I’m always surprised at how much extra cash I feel like I end up [...]