Monthly Archives: April 2009

Swine Flu Prevention Tips

April 29, 2009
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What are swine flu prevention tips doing on a frugal-living blog? Easy! I want to provide you with advice for keeping yourself healthy so that you don’t incur any unnecessary medical bills and/or don’t lose any paid days at work.

These swine flu prevention tips are courtesy of Marijke Vroomen-Durning, a clinical resource nurse and a terrific writer to boot. (When not doling out health advice, Marijke is the person responsible for the Montreal on the Cheap website.)

Before you go out and invest in some masks, take Marijke’s swine flu prevention tips into consideration:

  • Masks are really not a good idea for the most part. Although we [healthcare professionals] wear masks in the hospitals when doing sterile procedures or when caring for patients with contagious diseases, we don’t wear the same mask all day long – that gets hot and gross. And the efficacy of wearing the same mask all day long is very questionable.
  • If you were to wear a mask, you need a special masks, not the blue surgical ones you see everywhere. The ones we need are specially fitted for the wearer (and, I’m guessing, not available at your corner drugstore).
  • The trick in illness prevention is really the hand washing and hand washing and hand washing. That just can’t be stressed enough.
  • If you use the waterless hand washes because you’re not near a water source, be sure to “wash” your hands as if you would with water. What I’ve seen is people take some of the sanitizer and just rub their palms together a bit – that’s not good enough. In fact, here are her five tips for proper handwashing
  1. Make your hands wet with warm running water.
  2. Using soap, rub your hands together, making sure that your fingers rub into the areas between the fingers of the opposite hand. This should take at least 10 to 15 seconds, minimum.
  3. Wash the top of your hands, not just the inside (palms) and don’t forget the thumbs. Apparently, they are often forgotten.
  4. Also, remember to clean under your nails and to let the water run under as well.
  5. Rinse your hands well and then dry with a clean towel.

If you are using a hand sanitizer, you can use the same motions of rubbing your hands together, in between your fingers and remembering the tops of your hands and your thumbs.

Marijke offers these last two thoughts:

  1. The influenza that has hit the US and Canada seems to be a milder version. It hits quite hard, but it’s still milder than what the Mexicans are experiencing, though they’re not quite sure yet why.
  2. Taking Tamiflu if you don’t have the flu isn’t going to prevent it. It will just deplete our precious stockpiles more quickly than necessary.
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Entertaining on a Budget

April 28, 2009
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We were expecting a house full of guests. The occasion? My eldest daughter’s confirmation. With 18 people coming to town to celebrate, we knew we were going to have to do some entertaining.

Our original plan was to say the heck with frugality and take everyone out to eat at our new favorite restaurant in town. But then fate stepped in–the restaurant refused our reservation. Their reason? They don’t take reservations so that they can keep tables available for walk-in diners. (Hmm, turn away 18 confirmed paying customers in hopes that you’ll get on-the-fly folks who happen to be hungry? I realize I live in a tourist town with heavy foot traffic on weekends, but that seems like an awful business plan to me.)

OK, so on to plan B–have everyone back at our house, and bring in food to save us the effort of cooking. But when we got the catering menus from two local places, we just about had a sticker-shock heart attack: $50 for a tray of ziti? $45 for a fruit tray? Um, I don’t think so.

So, on to plan C–buy what we need to feed everyone as if we’d actually catered it, and hopefully we would come out ahead financially in the end.

And we did.

For $200 we put together four or so trays of cold cuts, rolls and cheeses, along with a gigantic fruit salad, a large cake (purchased for $20 at the supermarket), enough soda to drown a soccer team, and two cases of wine. In addition, my husband made three huge trays of ziti, and we served two of them that day. We still have another tray in the freezer, which we could use for dinner one night this week, and plenty of rolls for making lunches. While the cold cuts ran out last week, the blocks of cheese are still going strong. In fact, with this past weekend’s heat wave, I had fruit salad, cheese and crackers (and a glass of white wine) for dinner one night–all courtesy of the leftovers from our entertaining menu.

And this was all for $200 or a little over $11 per person. We never could have gotten away with such a cheap affair if we’d gone out. Sure, making all of the food took time and effort on our part. But it was quite satisfying when people complimented us on the meal to be able to say “This is homemade” rather than “We ordered in.”

So the next time you need to entertain the troops and you’re tempted to throw caution and frugality to the wind, take a page from our playbook and make the time to cater it yourself. Your bottom line (and your belly) will thank you.

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4 Ideas for Keeping Energy Costs in Check

April 27, 2009
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Have you been staying home more these days, you know because of the economy? Cooking at home instead of eating out? Renting movies or watching them on demand instead of going to the movies? Washing your clothes instead of bringing them to the cleaners? All of those money-saving changes could be having a positive effect on your pocketbook but an adverse affect on your energy bills.

In addition, now that you’ve made some green changes to your lifestyle, like swapping out old-fashioned, energy-sucking incandescent light bulbs for the compact fluorescent kind or replacing old windows with energy-efficient ones, you may be wondering why you don’t see your bills doing down. Well, the Alliance to Save Energy, a coalition of prominent business, government, environmental, and consumer leaders who promote the efficient and clean use of energy worldwide, has some answers. In fact, here are four ideas from them on how you can keep your energy costs in check.

  1. Could it be the dreaded “Snackwell effect?” Just as dieters gorge on low-calorie/low-fat cookies in the erroneous belief that the calories “don’t count” and they won’t gain weight, some people who buy energy-efficient appliances, lighting, or electronics may sabotage their efforts to save energy and money by using them more. Even if you’ve got CFLs in all of your rooms, you should still turn on only the minimum number of lights you need and then turn off the lights when you leave a room.
  2. Have you added new products that use electricity and increase your overall energy use? Perhaps your electronics don’t carry the Energy Star certification label, the symbol of energy efficiency. Or perhaps you are simply plugging in more products than you did before. Do you remember to unplug those electronics when they’re not use? That’s one way to start saving money on energy use. Another good tip: you should only purchase electronics with the Energy Star label on them. (Even Dustbusters are Energy Star-rated these days.) Visit the Alliance to Save Energy’s website for tips on lowering your energy bills.
  3. Have your energy-service providers increased rates in your area? One way to find out if rates have gone up is to ask your energy provider. If they have find out if they offer any reduced rates for off-peak times or any other rate possibilities including a levelized bill. (That’s a bill where you’re charged for an average use and tends not to fluctuate so much from month to month–helps with sticker shock, you know?) If your energy provider can’t answer your questions, the Alliance suggests doing the following:
    • Do a Google search on changes of energy rates by your provider.
    • Look for stories in your local newspapers and media–big rate increases often get major coverage.
    • Review your energy bills to see your month-by-month comparison of energy use and what you were charged.
    • If you’re not satisfied with your current energy provider, consider switching. The Alliance suggests making your decision based on a combination of rates and cleaner energy sources for power.
  4. Are you staying at home more in this turbulent economy? Being at home for more hours each day can increase your energy bills, so practice good energy-conservation hygiene. Turn lights off when you leave a room, don’t keep unused electronics plugged it, and adjust the thermostat so that you’re not cooling or heating the entire house at once. The Alliance has additional easy ways to save energy around the house.
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Free Stuff Friday Debut

April 24, 2009
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The frugal tribe has spoken. According to the results of yesterday’s poll, asking if you were interested in a new feature called “Free Stuff Friday,” an overwhelming 93% of you would like to see regular posts on freebies. I mean, freebies and frugal go hand in hand, right?

That said (drum roll, please)…

Welcome to the debut edition of Free Stuff Friday, which will be your guide to freebies and giveaways going on in the next 7 days. As long as I can continue to track down information on free stuff, I’ll continue to keep these posts coming on Fridays. Enjoy.

Free Food

  • Carvel is offering guests a free Iceberg, Carvel’s newest blended treat, on April 30 from 3 p.m. until 7 p.m. at its 500 locations nationwide. (Visit Carvel’s website to find a location near to you.) This freebie is part of the chain’s 75th anniversary celebration. In case you don’t know, an Iceberg blends Carvel’s soft-serve vanilla ice cream with Fanta Orange, Barq’s Root Beet or Coke-a-cola and ice. It’s the Carvel interpretation of the ice cream float.
  • Kentucky Fried Chicken or KFC is getting on the healthy food bandwagon with the introduction of its Kentucky Grilled Chicken (does that make it KGC?). This Monday, April 27th, you can received a free piece of Kentucky Grilled Chicken when you visit a KFC location. I’d call that finger-licking good!
  • Did you know there’s such a thing as National Pretzel Day? It’s this Sunday, April 26th. In celebration of that yummy day, Pretzelmaker is giving customers a free soft pretzel. (Use the store locator page on the Pretzelmaker website to find a location near you.) Thanks to Cities on the Cheap for the heads up about this freebie.
  • El Pollo Loco, a Mexican restaurant with 413 locations, is pretty much giving away an entire meal on Tuesday, April 28th. If you visit El Pollo Loco (that’s crazy chicken in Spanish) and ask, you’ll get two free pieces of chicken, plus tortillas and salsa. (There are El Pollo Loco restaurants in California, Arizona, Nevada, Texas, Colorado, Utah, Oregon, Washington, Illinois, Georgia, Virginia, Massachusetts, and Connecticut.)
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Want a Sneak Peek at How I Work?

April 23, 2009
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My writer friend Michelle Rafter, founder of the WordCount–Freelancing in the Digital Age blog, profiles me in her recent blog posting “WordCount Q&A: Suddenly Frugal’s Leah Ingram.” It gives you a quick, sneak peek into how I work, including how I got my Suddenly Frugal book deal and turned the manuscript around in eight weeks.

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New Suddenly Frugal Poll: Free Stuff Fridays?

April 22, 2009
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Suddenly Frugal Seal of Approval: Payless Green Shoes

April 22, 2009
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picture-4Normally, I do my Suddenly Frugal Seal of Approval posts on Thursday. And while I realize I haven’t given one of these out in quite some time, I’m tweaking my system just a bit this week to tie it in to Earth Day, today.

That’s because this time around I’m giving my Suddenly Frugal Seal of Approval to Payless ShoeSource’s new eco-friendly line of shoes called Zoe & Zac. These green shoes truly do save you green–especially since nothing in the line costs more than $30–definitely affordable in my book.

In addition to the Zoe & Zac shoes,  the collection includes handbags, jewelry and socks that are all green as well. The Zoe & Zac products are made from eco-friendly components and materials such as organic cottons and linen, natural hemp, recycled rubber outsoles, eco-friendly-EVA cushioning, and water-based glues for the shoes. Natural materials like dyed Tagua and Acai nuts are incorporated into the jewelry. The product packaging is eco-smart as well, utilizing 100 percent recycled shoe boxes and soy-based inks for the printing. (Considering I’ve written about the benefits of green packaging, I appreciate that Payless expanded the eco-friendliness of the line to include the packaging.)

Payless’s commitment to green doesn’t stop there. Payless will donate $1–the cost to plant one tree–for every Zoe & Zac green brand item sold through May 4. In addition, it will donate $1 from the purchase of every Payless exclusive reusable shopping bag sold throughout the year. (The bags, by the way, cost $1.99 and are made from a minimum of 50 percent recycled polyethalene, or PET, the primary material in plastic water and soda bottles.) These trees are part of The Nature Conservancy’s Plant a Billion Trees campaign dedicated to planting 1 billion trees by 2015 to help rebuild the Atlantic Forest in Brazil.

We’re huge fans of Payless shoes in this household. We love them not only because they are affordable but also because Payless stocks wide-width shoes, something every member of this family needs. We really appreciate being able to find fashion-forward footwear for wide feet at Payless and not having to pay through the nose for our shoes.

These are plenty of reasons why Payless ShoeSource and its new green shoes get this week’s Suddenly Frugal Seal of Approval.

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More Free Stuff for Earth Day

April 21, 2009
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Turns out that plenty of people are interested in finding out about freebies for Earth Day. I know this from the search terms that people have been using lately to find my blog–and click on my recent “Free Stuff for Earth Day” post. In fact, it’s been the most popular post this past week.

Given that there is still a sustained interest in finding out about more free stuff on Earth Day (tomorrow), and many of the deals I’d highlighted previously were for this past Sunday only, I’ve decided to do this roundup of additional deals to be had for Earth Day. Enjoy.

Tote Bags for the Taking

  • Spend $30 or more on green and natural products on Drugstore.com, and you’ll get a free Seventh Generation tote bag that’s filled with $40 worth of samples.
  • Walgreens will be giving away a free tote bag, though I haven’t been able to confirm at this point what kind of purchase is necessary to receive the bag.
  • Puget Sound-area Metropolitan Market is celebrating Earth Day with a month-long special offer on its popular reusable shopping bag, the REbag: Buy one for $1 between April 22 and May 5, and get a second REbag free.
  • Bring in five plastic bags to any H.E.B. store in Texas April 22 from 3 p.m.-7 p.m. and receive a coupon for a free green reusable shopping bag (thanks to Houston on the Cheap for the heads up about this deal).
  • This Saturday, April 25th (a few days late for Earth Day but cool nonetheless), Wegman’s will take plastic shopping bags off your hands to be recycled and, in return, will give you a free Wegman’s reusable shopping tote.
  • Publix stores are giving away reusable bags if you buy certain GE CFLs. (Can’t confirm which ones, though.)

Gratis Grub

  • Lightbulb maker Sylvania is driving a branded Mister Softeee truck around New York City and giving out free soft serve ice cream and distributing product coupons for Sylvania CFLs. The truck stops first at 10 a.m. at the Lowe’s in Brooklyn, then heads into Manhattan to stop at Bryant Park around 12 p.m. and then Times Square at 1 p.m.
  • If you live in Seattle and can visit the Jones’ Soda headquarters, you’ll get free soda. If you don’t live nearby but pledge to recycle on Earth Day and everyday, you’ll get a coupon sent to you for free soda.
  • Bring a reusable mug with you to your local coffee house and you might just be able to fill up on some free java. Some Starbucks in the U.S. and Canada are participating, though I couldn’t confirm that it was an across-the-board promotion.

Miscellaneous Free Stuff

  • Get a free roll of Reynolds Wrap Foil from 100% Recycled Aluminum, with a mail-in rebate (up to $3.99). The rebate is available for download only on Earth Day (April 22nd, 2009) starting at 4:22 am EDT.
  • When you bring three plastic water bottles into a Disney Store on Earth Day, you’ll get a free gift from the Disney Store. Some blogs are reporting that this free gift is a reusable water bottle; others have said the free gift is a tote bag. I guess you’ll have to bring in your plastic bottles to find out for yourself.
  • Lighting retailer Rejuvenation is giving away free CF light bulbs with all purchases at our Portland and Seattle retail locations in celebration of Earth Day. Bulbs will be handed out at the stores, on Earth Day, and included in shipments on national orders.
  • Take a test drive of a Subaru as part of the carmaker’s Eco Tour, and you’ll get a $20 gift card to Whole Foods.
  • Rather than pay a local retailer to take outdated electronics off your hand, electronics recycler ViaTek Solutions is offering free, walk-in recycling services for consumer electronics at its Atlanta and Tampa locations all this week, between 8 a.m. and 4:30 p.m. (Normally, the company works with consumers only via a manufacturer’s buy-back program.)
  • Pro Energy Consultants, the nation’s first home energy audit franchise, will offer free home energy audits on Earth Day, April 22, 2009. Homeowners who reside in its open markets of Evansville, Charlotte, Albuquerque, Las Vegas and Jacksonville can schedule their free home energy audit for Earth Day. Audits will be scheduled on a first-come, first-served basis. Once the Earth Day schedule is filled, others who call on or before Earth Day will receive a 50 percent discount on their audit.

I’m sure there are plenty of other Earth Day deals available, but I’ve just run out of time to research them all. If you know of additional freebies, please post that information with a comment.

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Update on Suddenly Frugal, The Book

April 20, 2009
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suddenly-frugalfinalI’m so pleased to be able to share with all of you the cover of my forthcoming book Suddenly Frugal: How to Live Happier & Healthier for Less. That’s the good news–that I have a cover to share. Now the slightly less good news: the pub date has been pushed back to January 2010, which means the book will be in bookstores in December 2009. While I wish the book was coming out sooner, the new pub date suggests that the book will be ripe for giving as a holiday gift and perfectly timed for all of those “I resolve to spend less” New Year’s resolutions that people might be making in January. If you’re interested, you can pre-order the book on Amazon.

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Sun Sentinel Plugs Suddenly Frugal

April 19, 2009
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Guess who is spreading the Suddenly Frugal gospel? The Sun Sentinel newspaper in Florida, which reaches millions of readers in South Florida. I was so pleased to discover this, via the incoming links on my blog stats, that the paper had picked up my Free Stuff for Earth Day post to share with its readers in Florida. I’m sure my mentioning the Miami on the Cheap blog helped in this respect, but I’ll take the plugs wherever I can get them. Thanks, Sun Sentinel.

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Budget Bride Tips from Bravo Bride

April 17, 2009
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With wedding season nearly upon us, today’s blog posting is courtesy of Bravo Bride, an awesome website where you can buy and sell gently used wedding, prom and special-occasion attire. I first heard about Bravo Bride on Twitter, and now I’m bringing you some budget bride tips to help you plan a cost-effective and frugal wedding.
1. Wedding Attire

  • Most of the big bridal shops have huge sales once a year, which are typically held at hotels or other venues like wedding shows. Look in your local paper or ask a wedding planner to find out what time of the year the sales are held.
  • Think about looking in unconventional places to buy bridesmaids gowns.  Go shopping for them during prom season and after New Year’s Eve at department stores or online.  A bridesmaid’s gown doesn’t have to come from a bridal shop.
  • Many menswear shops will let your groom rent his tuxedo for free or provide a discount if his groomsmen rent their tuxes there.

2. Invitations

  • Save postage and additional paper cost on your wedding invitations by forgoing the inner envelope reply card and asking guests to reply online or by the telephone.
  • Avoid oversized or bulky invitations since this greatly increases your postage costs. (Also remember that postage is going up in May.)
  • Skip ordering the reception cards, and have the reception information printed on the bottom of the invitation instead.
  • Don’t pay extra for your invitations to arrive assembled. Rather, buy a few bottles of wine, gather friends and have an invitation assembly party! Just don’t spill the wine on your invitations by accident.

3. Flowers

  • Having flowers flown in will raise your costs so only use in-season and readily available flowers.
  • To get the best prices, order your flowers from an online wholesaler.  Keep in mind, however, that you will be responsible for all of the preparation, trimming and storing them, as well as arranging the flowers the day of the wedding.

4. Wedding Cake

  • Buy a smaller decorated cake for wedding photos, and have a plain sheet cake in the kitchen to serve guests. On average, 20% of guests don’t eat wedding cake.
  • Choosing butter cream or cream cheese frosting instead of expensive fondant is another way to save money on your cake.

5. Reception & Ceremony

  • Talk to your favorite restaurant to see how much it would cost to rent a private room or even the whole place. This is an option that works best during non-peak hours, as the restaurant might not want to lose their busy weekend crowd.
  • Avoid planning your event during typically busy times like June or around Valentine’s Day. During the “off season”, many places will work with you on the price.
  • Earn frequent flyer miles for your honeymoon by paying wedding costs with a credit card. Just make sure to pay the balance in full each month to avoid interest charges.
  • Find one location for your ceremony and reception to avoid having to provide transportation between venues.
  • Skip the champagne and let guests toast with what they are already drinking.
  • Reduce the length of your reception, and don’t announce a last call for drinks. This could cause a rush on the bar, which if you’re paying for an open bar, can increase your alcohol bill significantly.
  • Book in advance since last minute bookings are usually more expensive due to the extra work involved to coordinate everything.
  • Hire a student quartet to play during your ceremony or cocktail hour. Check with local colleges and universities to see if a professor can recommend a group you can use.
  • For inexpensive wedding favors, bake cookies or make your own sachets filled with Jordan almonds.
  • Use an online budget tracker to keep your wedding finances in order and help control overspending.

And remember, for more ideas on how to plan a wedding on a budget, there’s always my book Tie the Knot on a Shoestring.

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Free Stuff for Earth Day

April 16, 2009
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Want Earth Day freebies? This Sunday April 19 and next week, in time for Earth Day, a number of retailers are running promotions that can help shoppers like you and me go green and save green, too. Some stores are providing freebies; others are offering discounts or money off on eco-friendly products. Here are a few of those offerings, which I thought you might want to check out this weekend.

  • At Target this Sunday, the first 1 million guests at the checkout counter will received a $2.00 coupon on GE Energy Smart compact flourescent light bulbs (or CFLs) and they’ll get a free reusable tote bag in which to carry their purchase home.
  • Also jumping on the CFL bandwagon is Home Depot. Stores nationwide will be giving away 1 million free CFLs to shoppers at Home Depot. (Thanks to Miami on the Cheap, part of the Cities on the Cheap network, for the heads-up about this promotion.)
  • Fresh & Easy Neighborhood Market will be giving away free canvas bags to customers on Wednesday, April 22nd when they spend $10 or more. This special giveaway is part of an effort to encourage customers to reuse bags and lessen their impact on the environment.
  • Sears is offering its customers an additional 10% off Kenmore Elite ENERGY STAR-qualified appliances, on top of existing promotional prices, each Monday throughout the month of April.

If you’re aware of other freebies in time for Earth Day, please post a link in the comments section.

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7 Ideas for Getting More From Less

April 14, 2009
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One of the lessons my frugal mother taught me was never to throw anything away or put a dish in the dishwasher until you were sure that a container was absolutely, positively empty. That meant scraping bowls with rubber spatulas to make sure I’d gotten every last drop of something I’d cooked–and was now serving–or adding a little bit of water to a soap dispenser so I could go just a few more days without having to buy a replacement.

Turns out I’m not the only frugal person who uses creative tricks to make sure everything I own is good to the last drop. That said, here is a collection of 7 ideas about how other folks make stuff last longer–and you can, too.

  1. “A tube of moisturizer will stop dispensing (for lack of a better word) even though there is still some product left in the tube. Today I cut the tube in half…there is enough cream left in there for two or even three more applications. Not a lot of money saved, but a few pennies that will eventually add up. You can do the same thing with tooth paste.” (Dee Dee Bowman, author of  The Complete Idiot’s Guide to Vegetable Gardening)
  2. “Currently, I have a bottle of foundation on its side on my vanity with a Q-tip nearby to get the last bits of makeup off the side of the glass.” (Linda Carlson, Parenting Press)
  3. “I throw a dash of red wine (or white) into pasta sauce bottles to get the last bits out, plus it deepens the flavor.” (Krista Fabregas, SmartLiving Companies)
  4. “I turn the liquid laundry detergent bottles on their top for a few minutes when they’re almost empty. Everything drains into the cap. Screw it off carefully and usually there’s enough for one more load.  Say you have a big family and use about a bottle a month – that’s an extra 12 loads a year you get.” (David Wayne, Columbus State Community College in Columbus, Ohio)
  5. “I put my dry clean items in the dryer on a light cycle after spraying the underarms with Febreze and some perfume to get them to last longer between cleanings.” (Beth Dunn, Social Climbers)
  6. “One thing my mom taught me to do was after I wash clothes, just fluff them in the dryer and then hang them to dry. I didn’t think it made a big difference, but the facts don’t lie: a friend and I bought the same jeans on sale one weekend, and within 8 months his were faded. Mine went strong for years. Fluffing and hanging has given me clothes that last much longer than they used to.” (Sid Savara)
  7. “Instead of expensive non-stick cooking sprays, I use butter wrappers to grease baking pans. Also, I save onion skins, potato peelings and other kitchen ‘trash’ in a freezer bag. When the bag is full, simmer the stuff in salted water for about an hour to make a veggie broth.” (Lara Starr, co-author of The Frugal Foodie Cookbook)

Thanks to these great tips, I’ll never look at a (seemingly) empty tube of toothpaste the same way again.

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Frugality with Toddlers in Tow

April 13, 2009
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stopsecondguesstoddlercovermediumToday’s blog posting is courtesy of Jen Singer, founder of MommaSaid.net, and the very funny author of many parenting books, including her latest Stop Second Guessing Yourself – The Toddler Years. Here are her three tips on maintaining your frugality when you’ve got toddlers in tow:

Sometime near your firstborn’s first birthday, you start to realize, Hey wait a minute. I’m running out of baby shower gear. Your soon-to-be toddler has outgrown most of that free stuff you got months ago: the baby clothes, the cute bathtub, the toys, the baby swing, the baby blankets, etc. And now, you’re on your own. Plus, you’ve got a mobile kid (new shoes) who’s getting into things (and ruining clothes faster) and starting to eye up the potty (got the gear?).

But you don’t have to break the bank to gear up for toddlerhood. Here are three tips for being frugal with a toddler in the house.

  1. Resist the urge to placate your toddler with new goodies. You just want to make it through the supermarket without a temper tantrum, so you buy him a little treat, perhaps a toy car or those cute Elmo cookies in the bakery. But multiply out the price by your number of trips to the store each year, and you’ll see that it adds up. Besides, you’re teaching your toddler that you’re willing to buy good behavior. (Been there, done that.) The better solution is to keep one toy out of circulation and then present it as new when you’re out and about. Toddlers tend not to remember much past last Tuesday, so it’ll seem like a treat to him.
  2. Skip the pricey classes. You don’t have to shell out $60 to $150 for a regularly scheduled activity for your toddler. You can get her a little pre-preschool socialization by holding playgroups in your home or at the playground or park. Rotate houses with other moms so the burden (to hide your mess in the closet) isn’t all on you each week. And save money with BYOS – Bring Your Own Snack.
  3. Make friends with someone with slightly older kids. When their kids outgrow their toddler gear, they can hand them down to you. But be careful: If it’s been quite a few years since their kids were little, some of their gear might not meet current safety standards. Car seats that are older than six years old, or have been involved in an accident, are not considered safe. You can check whether a product has been recalled at The U.S. Consumer Product Safety Commission’s web site. There, you’ll also find the CPSC’s list of safety standards for cribs, which have changed over the years. And think about how important is it really to have the latest gear? Does your toddler really need the pink princess potty chair? Only if someone’s handing it down for free.

For more information on Jen’s books, please visit MommaSaid.net (where I happen to be a columnist). Thanks for a great guest post!

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5 Ways to Fight Frugal Fatigue

April 10, 2009
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Frugal fatigue seems to be setting in across America, or at least that’s what an expert in a recent Associated Press story “Shoppers Stay Cautious” said. This article, which focused on a slight bounce back of retail sales, seemed to indicate that people were beginning to shop again, much to the relief of retailers. “The 31 retailers that Thomson Reuters tracks reported same-store sales were better in March than analysts expected,” the article read. “And Gallup estimates that the average daily consumer spending it tracks rose from $53 in mid-March to $71 by the last week of the month.”

While I’m not convinced that we’re out of the recession woods yet, I can understand this notion of frugal fatigue–or just being so darn tired of not shopping for anything but necessities. That doesn’t mean that I think everyone should go out and resume their spendthrift ways, but I do believe you can find a happy balance between watching your bottom line and feeling fulfilled. That’s why I’m offered these 5 ways to fight frugal fatigue:

  1. Consider want versus need. When you’re younger it’s easy to see a “want” and a “need” as one and the same thing. But sometimes a “want” really is a “need.” For example, I recently discovered that though I wanted a new pair of sneakers, the truth was I really needed a new pair. I walk my dog, on average, about three miles everyday. While researching a story on frugal exercise last week, I came across a statistic that gave me pause: the average pair of sneakers is meant to have a life span of 300 to 500 miles only. After that the sneaker starts to break down and lose its effectiveness. My feet just started to ache as I began to realize that this meant that I should have been replacing my sneakers (tennis shoes to some) at least every three months. And when was the last time I’d bought new sneakers? Last August or eight months ago. So I logged onto Zappos.com (free shipping for purchases and returns–be still my frugal heart), and bought myself a new pair of sneakers. It may seem like an indulgence to have purchased a brand-new pair of sneakers when I’m pinching pennies but guess what? If I skimp on my feet and keep walking, I’m going to end up with some expensive bills from the podiatrist.
  2. Find ways to treat yourself cheaply. If you still haven’t taken advantage of any of the free or inexpensive ways to enjoy a new movie, book or CD, now may be the time to do that. The more I think about services like PaperBackSwap, the more I realize that I could be enjoying new-to-me media just by giving away books, DVDs and CDs that we’re over and done with, and getting free ones in return. Plus, when you swap items on PaperBackSwap, your goodies arrive in the mail, which kind of feels like mail-order shopping. Just getting those packages in your mailbox may satisfy your shopping itch.
  3. Uncover small ways to bring in extra cash. I’ll bet that if you took a look around your home, your basement or your attic, you could identify items that you could sell. If they’re not the media mentioned above, maybe it’s clothing that your teen has outgrown and which you could consign at Plato’s Closet or a Just Between Friends Sale. Or you could try to sell never-to-be-worn-again prom, bridesmaid or wedding dresses on a site like Bravo Bride. There’s always Craigslist, which is how I found the family that’s coming by my house tomorrow to take some stone pavers from my backyard and give me $150 for them. We had been looking to get rid of this large batch of pavers as we redo our landscaping for spring, since they don’t work in our new design. Instead of tossing them or giving them away for free on Freecycle, I thought I would try to sell them first and see what I could get for them. Now, we’ll have a few extra bucks in our pockets.
  4. Grab your gift cards. If you’d like to take yourself shopping or out for a meal, can you do it on someone else’s dime? Remember how a long time ago I told you guys about the importance of creating a gift wallet? Well, I hope that you’ve taken this advice and have a gift wallet handy that might just still have gift cards worth spending in it. We recently discovered in our gift wallet an unused VISA gift card for $30 that I’d received as a “refund” for a product I’d purchased on Black Friday, and another $50 American Express Gift Card that my daughter got for Christmas and never got around to spending.
  5. Find the free stuff you can do locally. I’ve become a huge fan of the Cities on the Cheap network, which my writer friend started in Atlanta last year. Now it’s spread to more than 40 U.S. cities. Everyday, you’ll find free or cheap things you can do with or “buy” for your family. For example, if you haven’t yet treated yourself to ice cream this spring and you live near a Maggie Moo’s Ice Cream Shop, Cities on the Cheap lets you know that you can get free ice cream there on April 15 or Tax Day.

What are some of the ways that you’re fighting frugal fatigue without destroying your budget?

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10 Tips for Earth Day

April 8, 2009
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Hard to believe that the first Earth Day occurred 39 years ago, back in 1970. Truth is, I wasn’t even aware of Earth Day until 1989. That was the first time I’d heard about the event. Since I was living in New York City at the time, I spent the entire day with tens of thousands of other New Yorkers in an Earth Day celebration in Central Park. It was kind of groovy–you know, for the 80s.

With Earth Day right around the corner (it’s April 22nd, in case you don’t know), I thought I’d share these 10 tips on how you can make a difference today, tomorrow, and every day, courtesy of RecycleBank and Burt’s Bees. I realize that you’ve probably heard many, if not all, of these tips before, but they do bear repeating.

  1. Recycle: This Earth Day, take a good hard look at your trash, and make sure you’re recycling as much as possible. Don’t forget about e-Waste like cell phones, MP3’s and laptops–they can all be recycled and repurposed, via retailers or household hazardous waste collection events in your community. I happen to know that RecycleBank rewards people for recycling by giving them gift certificates to local businesses. If your trash carrier doesn’t currently work with RecycleBank, why not ask them to look into it?
  2. Freecycle (TM): I don’t have to tell you about my love for Freecycle or what I consider to be Freecycle etiquette. If you haven’t yet given Freecycle a try, why not do so in time for Earth Day?
  3. Reuse. Leave behind paper plates, plastic forks and any other disposables. Choose reusable serving pieces instead. Also, figure out ways you can reuse items around the house like toilet paper rolls or rubber bands so you can keep them out of the trash.
  4. Wallet Activism: Look for products made from recycled materials, natural ingredients, and minimal or biodegradable packaging. Burt’s Bees, for example, uses recyclable packaging. By supporting eco-friendly companies your green supports the greater green. (Checkout this story I wrote for Continental Magazine for more on what to look for in earth-friendly packaging.)
  5. Park It: Celebrate the beauty of spring with a walk when you could have driven. Carpool, take public transport, ride your bike. If you can’t do it every day, try once a week. When you do drive, make sure you pump up your tires so you can deflate your fill-ups.
  6. Junk It: Putting the kibosh on junk mail and catalogues will save you time, save landfill space and save millions of trees. Use services like Catalog Choice to opt out of receiving catalogs in the mail. For more advice on reducing unwanted mail, check out this article from Centsable Momma.
  7. Bills. Bills. Bills. Try to go paperless for your banking, bill paying and at the ATM.
  8. Live Life Locally: Support your local farmers while enjoying fresh produce and organically grown goodies. Visit a website like Local Harvest to find local farm stands and farmers’ markets near you.
  9. Say Y-E-S to CFL’s: You’ll save time, money and energy by swapping regular, incandescent light bulbs for the compact fluorescent kind.
  10. Spread the Word: Tell your friends how easy it is to shave off some carbon here, save some resources there and conserve a little energy here. And then they can tell their friends. And then they can tell their friends…

Look for me on television next Tuesday, April 14th. I’ll be doing an early Earth Day satellite media tour to discuss green-living tips. I’ll try to post the station lineup the day before.

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5 Job Interviewing Tips for College Seniors

April 7, 2009
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I’m afraid that some of the people who’ve found their way to this blog did so because they are out of work and need to learn how to live more on less. I know that getting a job in the current economy is probably one of the most challenging tasks a professional person has to deal with, and I can only imagine the obstacles college seniors are going to face.

That’s why I’ve dedicated today’s Suddenly Frugal blog posting to job interviewing and networking tips. While these were designed for graduating college seniors, courtesy of Stevenson University in Maryland, they really are applicable to anyone who is looking for a job. That said, here are those 5 tips:

  1. Ditch Facebook, get LinkedIn. Develop a network of contacts that can open doors for you. As a graduate (or soon to be one), think professional networking — not just social. Sign up for LinkedIn, a business-oriented social networking site. Most of the out-of-work people I know have been securing job interviews through LinkedIn. It really does work.
  2. Make finding a job a daily routine. When you don’t have a job, guess what your full-time job is? Finding a job. Remember: opportunity no longer comes knocking on your door (or dorm wall). You have to go out and seek it. Develop and execute a regular, organized routine of job searching, sending resumes, and follow-up communications with potential employers.
  3. Talk to people you know to start networking. When made aware of your career goals, talents, and job search, they can network for you within their own professional circles. Heck, I found myself networking inside a dugout this weekend during a softball scrimmage (parents versus kids–I hit a home run, by the way), when I discovered one of the dad’s of my daughter’s teammate hires writers from time to time.
  4. Practice interviewing. Like, have you heard yourself talk, dude? First impressions count. Your ability to articulate your experience and professional goals intelligently counts even more. Always make your first impression a positive one. Practice answering commonly asked interview questions. Role-play with family, friends, or a career counselor to get into the habit of interviewing.
  5. Highlight beyond-the-classroom experiences that prepare you for work. Today’s recruiters look for the collegiate experiences that have shaped you as a new, emerging professional. Internships, study abroad, service learning, and student leadership roles provide an experiential education and preparation for the world of work. Be prepared to articulate the value of your outside-the-classroom learning. This advice applies to stay-at-home moms who are returning to the workforce, too. For example, if you’re a parent who is seeking a corporate job, you should highlight on your resume or in any interviews how volunteering helped you to develop skills you could use in the corporate world.

I hope this advice helps you to avoid subsisting on ramen noodles, and rice and beans forever.

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Recycle Your Cell Phone Week

April 6, 2009
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In case you didn’t know it, today starts National Recycle Your Cell Phone Week (April 6-12, 2009), an event designed to get everyone pumped up about Earth Day (April 22). The Environmental Protection Agency (EPA) has gotten in on this event because, it says “only ten percent of cell phones are recycled each year, and most people do not know where to recycle them. Recycling cell phones results in significant environmental savings and can also benefit communities.”

To be honest we’ve been stockpiling cell phones at our house, mostly because we wanted to have backup handsets to use should be manage to fry a phone and didn’t want to pay for a replacement. That’s what happened last year, after I was eligible for an upgrade and decided to go for a slim silver Motorola Razr phone instead of my clunky LG clamshell phone that I’d had since 2005. I opted against insurance, and two months later, the phone fell out of my hand and cracked in half–literally splinted into two pieces. I was able to log onto the VerizonWireless website and reprogram my cell phone number into my old phone, now that the new (and now broken) Razr was worthless.

Since one of my daughters was eligible for a phone upgrade last month, we went to our local Verizon Wireless store this weekend to get her a new phone. (She, too, has a habit of frying phones.) I decided to bring all of our old cell phones and their batteries with me to drop off in the Verizon Wireless’s phone recycling bin, because I knew that National Recycle Your Cell Phone Week was coming up. Also, with Verizon Wireless a partner in the event, I wanted to support its Verizon’s Hopeline program, which supports victims of domestic violence and benefits when people recycle their cell phones through them.

Besides Verizon Wireless, here are the other stores and companies that have partnered with National Recycle Your Cell Phone Week:

AT&T

Best Buy

LG Electronics

Sony Ericsson

Sprint

Staples

T-Mobile

You can find additional locations for cell phone recycling by visiting Earth911′s website. If you’re interested in finding places that will not only recycle your cell phones for you but may also give you cash for them, check out my blog posting from last September called “Recycling for Dollars.”

Of course, you should delete your personal information from your cell phone before bringing it in for recycling. The Recycle Wireless Phones website has instructions on how to do that erasing manually or where you can download a program that can do that erasing for you. (With my old Motorola Razr that cracked in half, there was nothing I could with regards to my personal information since you can’t even boot up the phone anymore.)

Here’s an interesting postscript to our visit this past weekend to Verizon Wireless: I learned that even if you do not have an insurance policy for your phone, if something happens to it after it is off warranty (usually 30 days) or before two years has elapsed, Verizon Wireless will replace your phone for $50. This is what we ended up doing with my daughter’s old phone, which was fine except it couldn’t charge, and because there were no “free” phone offers available for us to use. The cheapest “new phone” option was $80.

So this weekend we managed to be both green and frugal. Cool.

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5 Tips for Tax Procrastinators

April 3, 2009
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I admit it–sometimes I procrastinate. Usually this involves grocery shopping or putting away the laundry, but never anything work related. How else could I get a book offer in January and hand it in eight weeks later? This week I’ve been trying to tackle my many magazine assignments and hand them in early, too. Why? Because it frees up time to market myself more. And to be successfully self-employed, you have to spend 20% of your time marketing.

Here’s another area where I do not procrastinate: my taxes. It’s not because I expect to get a refund each year and want to get it faster–heck if you listen to my “No New Spending Recap” podcast, you know that this year, I owe taxes. And like ripping off a Band-Aid (R) or a strip of hair-removing wax, I’d like to get that pain over with as fast as possible.

If by any chance you tend to leave doing and/or mailing your taxes to the last minute, here are five tax-related tips that, hopefully, you can take to the bank, courtesy of Turbo Tax:

  1. You have until the April 15 tax deadline to contribute to an IRA for the previous tax year. (With our tax bill, I’ve got no cash left over for an IRA contribution this year. Bummer.)
  2. Don’t forget to include charitable contributions made in 2008. Even mileage to and from volunteering is deductible. (I find that jotting down my deductible mileage daily in my online calendar helps me to keep track of all of that.)
  3. You don’t have to wait in line at the post office will all of the other procrastinators. If you’re not using a tax professional, you can go online to prepare and e-file taxes up to the 11th hour. If you are using a tax professional, he/she can file electronically on your behalf.
  4. Getting a refund? You can get your money in as little as 8 days when you select to receive it via direct deposit. Just make sure that the IRS has all of the routing codes for your bank account.
  5. Not going to make the April 15 deadline? File for an extension. Remember, while this gives you an extra 6 months to file (to Oct. 15 2009), this is not an automatic extension on any taxes you owe. For those you must make the April 15 deadline or risk facing penalties and interest.

Here’s a fun sidebar to this procrastinating theme: Turbo Tax came up with the Top 10 Tax-Procrastination Cities. Do you live here?

  1. San Francisco, Calif.
  2. Houston, Texas
  3. New York, N.Y.
  4. Chicago, Ill.
  5. San Diego, Calif.
  6. Phoenix, Ariz.
  7. Seattle, Wash.
  8. Los Angeles, Calif.
  9. Dallas, Texas
  10. Las Vegas, Nev.
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3 DIY Cleaning Recipes

April 3, 2009
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As you know a few months ago, I tried my hand at do-it-yourself laundry detergent. I have to say that the blog post with the recipe in it has continued to be one of the most clicked-on posts in this blog’s history–whether here on WordPress or back when we were on Blogger. While I’ll admit that I haven’t made a new batch lately and have resorted to using my favorite liquid laundry detergent, which I’d stocked up on when it was on sale a few weeks ago, I still love this idea of making your own cleaners–whether they be for cleaning your home or cleaning your body.

That’s why I was stoked when the folks at Moms Like Me, an online community for moms with 80 local sites within the site, offered to share with the Suddenly Frugal readers three of their DIY recipes–for a glass cleaner, for baby wipes, and for a yummy body scrub. You’ll find those recipes below. Enjoy!

RECIPE #1: WINDOW SPRAY CLEANER
Our Cost: $0.75 per bottle (makes enough for 4 bottles)
Brand-name glass cleaner: $3.79 per bottle
Ingredients
1 gallon of water — free
¼ cup vinegar — $0.99 (16oz)
1 teaspoon of liquid dish detergent — $2.00
Steps:
Mix it all up… put it in a spray bottle.

***another tip about cleaning windows – always use crumpled up newspapers to clean your windows – not paper towels! Newspapers don’t leave streaks!!

RECIPE #2: BABY WIPES
Our cost: $1.69 for 64 wipes (recipe makes enough for 5 packs of 64)
Name-brand Baby Wipes: $3.79 for 1 pack (64)
Ingredients:
Use strong paper towels $1.00
2 cups of water — free
½ cup of baby oil $3.49 (20oz)
½ cup of baby magic baby bath $4.99 (30 oz)
Steps:
1: Cut one roll of paper towel in half – take out core so wipes pull out of the center
2: Mix your solution
3: Place the roll in a container and pour the solution over the towels and allow to soak through.
oz)

RECIPE #3: VANILLA SUGAR BODY SCRUB
Our Cost:$2.16 for one container (makes enough for 5 containers)
Vanilla Kiss My Face Sugar Body Scrub: $10.77
Ingredients
2 cups sugar (don’t use soft brown baking sugar) — $3.29 (5lbs)
Baby oil — $3.49 (20oz)
Drop of vanilla extract — $3.99 (2 oz)
Steps:
1: Mix all ingredients in a bowl.
picture-2

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