Daily Archives: April 3, 2009

5 Tips for Tax Procrastinators

April 3, 2009
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I admit it–sometimes I procrastinate. Usually this involves grocery shopping or putting away the laundry, but never anything work related. How else could I get a book offer in January and hand it in eight weeks later? This week I’ve been trying to tackle my many magazine assignments and hand them in early, too. Why? Because it frees up time to market myself more. And to be successfully self-employed, you have to spend 20% of your time marketing.

Here’s another area where I do not procrastinate: my taxes. It’s not because I expect to get a refund each year and want to get it faster–heck if you listen to my “No New Spending Recap” podcast, you know that this year, I owe taxes. And like ripping off a Band-Aid (R) or a strip of hair-removing wax, I’d like to get that pain over with as fast as possible.

If by any chance you tend to leave doing and/or mailing your taxes to the last minute, here are five tax-related tips that, hopefully, you can take to the bank, courtesy of Turbo Tax:

  1. You have until the April 15 tax deadline to contribute to an IRA for the previous tax year. (With our tax bill, I’ve got no cash left over for an IRA contribution this year. Bummer.)
  2. Don’t forget to include charitable contributions made in 2008. Even mileage to and from volunteering is deductible. (I find that jotting down my deductible mileage daily in my online calendar helps me to keep track of all of that.)
  3. You don’t have to wait in line at the post office will all of the other procrastinators. If you’re not using a tax professional, you can go online to prepare and e-file taxes up to the 11th hour. If you are using a tax professional, he/she can file electronically on your behalf.
  4. Getting a refund? You can get your money in as little as 8 days when you select to receive it via direct deposit. Just make sure that the IRS has all of the routing codes for your bank account.
  5. Not going to make the April 15 deadline? File for an extension. Remember, while this gives you an extra 6 months to file (to Oct. 15 2009), this is not an automatic extension on any taxes you owe. For those you must make the April 15 deadline or risk facing penalties and interest.

Here’s a fun sidebar to this procrastinating theme: Turbo Tax came up with the Top 10 Tax-Procrastination Cities. Do you live here?

  1. San Francisco, Calif.
  2. Houston, Texas
  3. New York, N.Y.
  4. Chicago, Ill.
  5. San Diego, Calif.
  6. Phoenix, Ariz.
  7. Seattle, Wash.
  8. Los Angeles, Calif.
  9. Dallas, Texas
  10. Las Vegas, Nev.
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3 DIY Cleaning Recipes

April 3, 2009
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As you know a few months ago, I tried my hand at do-it-yourself laundry detergent. I have to say that the blog post with the recipe in it has continued to be one of the most clicked-on posts in this blog’s history–whether here on WordPress or back when we were on Blogger. While I’ll admit that I haven’t made a new batch lately and have resorted to using my favorite liquid laundry detergent, which I’d stocked up on when it was on sale a few weeks ago, I still love this idea of making your own cleaners–whether they be for cleaning your home or cleaning your body.

That’s why I was stoked when the folks at Moms Like Me, an online community for moms with 80 local sites within the site, offered to share with the Suddenly Frugal readers three of their DIY recipes–for a glass cleaner, for baby wipes, and for a yummy body scrub. You’ll find those recipes below. Enjoy!

RECIPE #1: WINDOW SPRAY CLEANER
Our Cost: $0.75 per bottle (makes enough for 4 bottles)
Brand-name glass cleaner: $3.79 per bottle
Ingredients
1 gallon of water — free
¼ cup vinegar — $0.99 (16oz)
1 teaspoon of liquid dish detergent — $2.00
Steps:
Mix it all up… put it in a spray bottle.

***another tip about cleaning windows – always use crumpled up newspapers to clean your windows – not paper towels! Newspapers don’t leave streaks!!

RECIPE #2: BABY WIPES
Our cost: $1.69 for 64 wipes (recipe makes enough for 5 packs of 64)
Name-brand Baby Wipes: $3.79 for 1 pack (64)
Ingredients:
Use strong paper towels $1.00
2 cups of water — free
½ cup of baby oil $3.49 (20oz)
½ cup of baby magic baby bath $4.99 (30 oz)
Steps:
1: Cut one roll of paper towel in half – take out core so wipes pull out of the center
2: Mix your solution
3: Place the roll in a container and pour the solution over the towels and allow to soak through.
oz)

RECIPE #3: VANILLA SUGAR BODY SCRUB
Our Cost:$2.16 for one container (makes enough for 5 containers)
Vanilla Kiss My Face Sugar Body Scrub: $10.77
Ingredients
2 cups sugar (don’t use soft brown baking sugar) — $3.29 (5lbs)
Baby oil — $3.49 (20oz)
Drop of vanilla extract — $3.99 (2 oz)
Steps:
1: Mix all ingredients in a bowl.
picture-2

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