Daily Archives: November 30, 2009

Don't Be Stupid (and Get Sick) By Being Frugal

November 30, 2009
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Did you know that turkey leftovers are good for four days only? That means that if you have anything still in the refrigerator from Thanksgiving, it should hit the trash today. Or the compost pile, as long as there’s no meat, bones or dairy. (If you managed to get your leftovers into the freezer, you should consume them in the next two to six months.)

Wonder what other kinds of leftovers or food staples you might need to throw out to avoid food poisoning? I did a story a few years ago on how to figure out when to toss your cookies (or canned goods) so you don’t end up tossing your cookies. Here are some highlights from that story, which are apropos given today’s expiration date on Thanksgiving leftovers.

  • Dairy products: go by the expiration date–or your senses. If your milk or yogurt doesn’t look or smell right, get rid of it.
  • Lunch meat: three to five days. Or as soon as it seems slimy or just plain “off.”
  • Fresh fruits and vegetables: you’ll know it when you see it, such as when mold is growing or a previously solid piece of produce has turned to liquid!
  • Take-out food or leftovers: toss after four days. This includes the aforementioned Thanksgiving turkey and trimmings, as well as takeout food like pizza or Chinese.
  • Eggs: three to five weeks or if they smell rotten.
  • Opened jar of sauce or salsa: use within a week or before bacteria can begin to grow.
  • Canned goods: follow “use by” date or toss immediately if you see that the can has expanded in any spot (this could signal botulism inside). Dents inwards are harmless dings; “dents” outwards are a sign of a canned good past its prime.

Whenever possible recycle the container your expired food came in. This includes taking cardboard egg cartons, ripping them into small pieces and putting them in your compost bin, or rinsing out jars, bottles and cans so they can go into the recycling bin.

Remember: there’s no reason to be stupid–and risk getting food poisoning–by being frugal and trying to get another day’s meal out of food that you really shouldn’t be eating at this point.

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Cyber Monday Deals of the Hour

November 30, 2009
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Looking to score a deal on Cyber Monday? Here is a list of retailers that will be offer “deals of the hour” today (this information is courtesy of the National Retail Federation):

All Times Are Eastern

8:00 – 9:00 a.m. Toys “R” Us

9:00 – 10:00 a.m. Dell Home

10:00 – 11:00 a.m. Overstock.com

11:00 – 12:00 p.m. The Home Depot

12:00 – 1:00 p.m. Sears

1:00 – 2:00 p.m. drugstore.com

2:00 – 3:00 p.m. Kmart

3:00 – 4:00 p.m. HP Home

4:00 – 5:00 p.m. Borders

5:00 – 6:00 p.m. eToys

6:00 – 7:00 p.m. Sierra Trading Post

7:00 – 8:00 p.m. American Eagle

8:00 – 9:00 p.m. Discovery Store (part of the Discovery Channel)

9:00 – 10:00 p.m. Cabela’s

10:00 – 11:00 p.m. The Body Shop

11:00 – 12:00 a.m. Red Envelope

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Countdown to a Frugal Holiday: Shopping Portals

November 30, 2009
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Today is Cyber Monday, and according to the National Retail Federation, 96.5 million Americans will log on to do some kind of shopping. While that’s hardly the number that braved early hours and freezing temperatures to score deals on Black Friday (195 million shoppers), it’s a pretty significant group that will be online today.(Wonder how many websites will freeze up or crash because of this?)

That’s why I wanted to remind you that if you do shop online–today, tomorrow or whenever–you might want to consider using a shopping portal. These are the kinds of sites that you visit first, then click through to whichever retailer you’re looking to buy from–and in the process you earn cash back or extra discounts.

There was a recent story in the New York Times called “Site-Hopping for Holiday Savings” that highlighted some shopping portals and how they can help make your dollar go further this holiday season. Here are a few of those mentioned in the story:

  • Ebates is basically a free service that allows you to get electronic “rebates” by stopping there first to do your online shopping. According to Ebates online retailers want your business and will pay Ebates a “commission” for directing traffic to their sites. When Ebates gets such a commission, it splits it with the shopper (you!). Truth is you get that cash in the form of a gift card and then you have limited choices. But it’s worth checking out.
  • Upromise rewards you for going shopping through its site by putting money aside in your kids’ college savings account–a 529 plan. Supposedly you can earn up to 25% back on your purchases when you visit one of the 600 participating retailers.
  • Fatwallet lets you earn cash back for your purchases and helps you to earn coupons to use on future purchases. Some of its participating e-tailers include Walmart, The Apple Store and Bloomingdales.
  • Credit card-specific sites. Many credit cards that already offer you benefits, like earning gift cards to your favorites stores, allow additional ways for you to earn cash back–namely shopping through their online sites. According to the New York Times stories, American Express, Discover, Bank of America and Chase have shopping portals customers can use. (Wish I’d known this before we did all of our Black Friday shopping online Thursday night–we have two Chase-issued cards!)

On the other end of the spectrum are third-party sites that let you earn points you can cash in for stuff, just by visiting their site first–you don’t have to be going to another site to shop. For example, I have a couple of Facebook friends who use the site Swagbucks.com–I know this because whenever they use the site, it gets posted to their status update.

Here’s how Swagbucks works: when these folks need to search for something on the web, they visit the Swagbucks website first (instead of going right to Google or Yahoo) and then they earn Swagbucks “points” for each search they do. Eventually, they can cash their points in for items on Swagbucks, such as gift cards to iTunes or Barnes & Noble.

Do you use shopping portals to earn extra benefits? If so, let us know how they work for you–and if you know of other sites that are worth mentioning.

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Countdown to a Frugal Holiday: Decorative Lights

November 30, 2009
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So what are the chances that you began decorating your house for the holidays right after Thanksgiving? I know that many families go out and get a tree once the turkey is eaten and the dishes cleaned, and if you’re one of them, here’s some food for thought: one of the biggest energy hogs at the holidays is your holiday lights. In addition, these lights can pose a fire risk.

So let’s say you’re in the market for new holidays lights: here are four ideas that show how going green with your holiday lights can save you green:

  1. For starters if you want to dispose of your old, broken holiday lights, did you know that you can recycle them like you do your CFL light bulbs? Why not take them to Ace Hardware, which will accept traditional, incandescent holiday lights for recycling between November 23, 2009 and February 15, 2010. Participating stores will also offer discounts on the purchase of new energy-efficient LED light sets for consumers who bring in incandescent lights for recycling. Local Ace Hardware stores are partnering with Lights For Life, a non-profit organization that recycles the used lights and sells the copper components to raise money for children with cancer. Last year, Lights For Life collected nearly three tons of lights.
  2. If you do end up buying new holiday lights–with a discount at Ace or at another store–consider purchasing LED holiday lights. (A new GE Holiday Lighting Survey says that pre-lit LED lights are the lights of choice this holiday season.) According to the Alliance to Save Energy, LED (Light Emitting Diode) lights have a bunch of “green” benefits. They use 10 times less energy than incandescent mini-lights and 100 times less energy than standard bulbs, they last more than 50,000 hours, and you’ll likely not to have to replace or recycle them for a long time since they’re virtually indestructible. Here’s the part I like: if one bulb does burn out, the other bulbs will stay lit, so you can easily replace only the bad one.
  3. To further maximize holiday lighting savings, use timers to limit light displays to no more than six evening hours a day. Leaving lights on 24 hours a day will quadruple your energy costs–and create four times the pollution.
  4. On the safety side, be sure that you use indoor lights, well, indoors only and lights designed for outdoor use outside the house only. I know–it sounds like a no-brainer but many people make this mistake, and that’s how fires start. According to Underwriters Laboratories–the folks that put that “UL” on safe electrical items–indoor-use only light strings are marked with UL’s green holographic label. Indoor or outdoor-use light strings are marked with UL’s red holographic label.

I love the look of twinkle lights and wish we could have them around the house all year long. But after writing this post, at least I have a better idea on how not to blow my frugal budget by using the wrong lights or leaving them too long.

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