Monthly Archives: August 2010

Cash for College: Buying Books Online

August 31, 2010
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Last month I pitched Adams Media, publisher of Suddenly Frugal: How to Live Happier and Healthier for Less and Toss, Keep, Sell!: The Suddenly Frugal Guide to Cleaning Out the Clutter and Cashing In, what I hoped would be the  third book in the Suddenly Frugal series. Called Cash for College: The Suddenly Frugal Guide to Financing a Child’s Education, it was pitched as a book that would help real-life parents figure out creative ways to cuts costs, sock away cash and, ultimately, pay to send their kids to college.

Unfortunately, Adams passed on the idea.

As I do with any book proposal I write, I created a sample chapter to give the publisher a sense of my voice and writing style. Not one to let good work go to waste, in the next three days I’m going to run a portion of that sample chapter, which happens to be on a timely topic–especially if your kid is starting his/her college semester this week: getting college textbooks for as little dough as possible.

Today’s post is how you can save money buying your college books online.

According to the College Board (the company that administers the SATs), the national average for annual textbook spending alone at four-year public colleges in 2009-10 is $1,122. But clever college students don’t need to pay nearly anything close to that number when securing books for the semester. One option is buying books online.

Like with most things you buy online, college students can often get the best price on textbooks when they leave the college bookstore and log onto the Internet. Believe it or not, Amazon.com has a huge array of college textbooks for sale–from college physics textbooks to physical education–with new prices that are better than you can find in a college store.

Before you put any textbooks in your online shopping cart, though, make sure you do some comparison shopping. For this I would recommend using price-comparison sites, such as Bigwords.com or Campusbooks.com. To make this work, you plug in a book’s ISBN, or if you don’t have that, the book’s title, and the internal “search engines” on these sites will sniff out the best prices online for that book.

Another trick that many college students have recently discovered–buying the international version of a college textbook, rather than the American version. How do you do this? Instead of logging onto Amazon.com (the “.com” ending being the U.S.-based bookseller’s website), for example, instead visit Amazon.co.uk–the British version of Amazon.com.

A New York Times article reported that students who’ve tried this trick were able to get a textbook retailing in the United-States for $120 for only $50, just by ordering from the international version of a website. Even with $25 for shipping, they still saved money overall. The same article also said that except for a stamp on the cover pronouncing the textbook to be the “international” version and some variations in spelling–such as the British spelling of “favour” for the English word “favor”–the textbooks were nearly identical to the ones retailing in stateside college bookstores.

Many students also swear by Half.com, a site where you can finds millions of used books for sale, including college textbooks, often for more than half off what you would pay at another online site. And don’t forget about Amazon Marketplace for finding used or older versions–and cheaper, too–of the book on your required reading list.

Speaking of older versions of a textbook, often the best way to save the most is to buy a slightly outdated edition. While many professors may not encourage this practice openly–and neither will the textbook companies that rely on the revenue stream from newer textbooks–the truth is that when most textbooks get updated, the new information is so marginal as not to really affect your learning in the long run. In fact, sometimes the information on the inside is exactly the same but only the cover has changed–for example, with images to reflect current events, as might be the case with a history textbook.

Another reason a textbook might have a new “edition”? Because now it comes with new accessories, such as a CD-ROM. Now if you need this CD-ROM as part of your class assignments, then this “buying old” approach won’t work–unless you can find the CD-ROM version in you school library so you can check it out as needed.

Tomorrow I’ll cover textbook rentals!

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How My Supply Closet Adds Up to Big Back-to-School Savings

August 31, 2010
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We finished up our back-to-school shopping today, with one visit to the store only. That’s because I was able to shop at home first without spending a dime.

You see for the past few years I’ve been stockpiling school supplies. Basically, I’ve been approaching this supply stash in two ways.

  1. At the end of the previous school year, I search through all the supplies that my daughters have brought home and which I can recycle/reuse the next year.
  2. When stores are offering penny deals, I’ll stock up on supplies that I know we’ll eventually need.

You’ve heard me give this advice before but it’s worth repeating: before we hit up Staples, I took my daughter’s supply list and had her use it as she went through all of the leftover supplies in our stash. Once she determined what we didn’t have, we headed out to the store.

Of the supply list that was 30-plus items long, we had to purchase 9 items only. They were:

  • 4 packs of pens (blue, black and red–the black ones were this week’s penny deal)
  • 2 packs of Scotch tape
  • 1 pack of mechanical pencils
  • 1 pencil-holding compass
  • 1 Texas Instruments calculator

All told, we spend $20.78 out of pocket on back-to-school supplies. I say “out of pocket” because I had a $9.75 Staples Extra Rewards coupon that I was able to apply to my purchase.

Here’s a bonus to all of this: while searching for the school supplies we already owned, I came across more loose change, which added up to $39. Cha-ching!

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10 Car Deals You’ll Find this Labor Day

August 29, 2010
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I’m not in the market for a new car right now but maybe you are. That’s why I thought you would find this information from Cars.com to be helpful.

According to the site, Labor Days is when car dealers and manufacturers are unveiling sales specials to help move what’s left of the 2010 model year inventory. And these are the 10 best deals for consumers based on cash and loan incentives.

  1. 2010 Grand Cherokee: $5,500 cash back ($1,500 dealer incentive) or 0% APR (up to 72 months) plus $1,000 cash back
  2. 2010 Chevrolet HHR: $4,000 cash back (up to $5,000 dealer incentive) or 0% APR (up to 60 months)
  3. 2010 Chevrolet Cobalt, Malibu: $3,000 cash back (up to $5,000 dealer incentive) or 0% APR (up to 60 months)
  4. 2010 Chevrolet Impala: $4,000 cash back (up to $5,000 dealer incentive) or 0% APR (up to 72 months)
  5. 2010 Nissan Altima Hybrid: $4,500 cash back or 0% APR (up to 60 months)
  6. 2010 BMW 650i: $12,500 dealer incentive and 0.9% APR (up to 72 months)
  7. 2010 BMW 5 Series (includes M5): $4,500-$7,000 dealer incentive and 0.9% APR (up to 60 months)
  8. 2010 Infiniti FX35, FX50: $4,000-$7,000 dealer incentive, 0.9% APR (up to 60 months)
  9. 2010 Lincoln Navigator: $3,500 cash back ($6,000 dealer incentive) or 0% APR plus $1,000 cash back for 36 months
  10. 2010 Volvo XC70: $2,000-$5,000 dealer incentive and 0% APR 72 months

So what do you think–are these incentives enough to make you want to buy a new car?

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Back-to-School Shopping: Another Video

August 27, 2010
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I was in New York City today, filming this “Good Day New York: Street Talk” segment, on behalf of KIWI Shoe Care. This is the last in my series of back-to-school savings segments. :-(

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Freebie Friday (August 27-September 2, 2010)

August 26, 2010
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Well, summer is officially over in our house, now that the kids have gone back to school. But that doesn’t mean that you/we can’t still enjoy some freebies!

FREE FOOD

FREE FUN

  • Madame Tussauds Washington D.C. is offering free admission to all Washington D.C.-, Virginia- and Maryland-licensed teachers (must show license) through August 28.
  • Kids can hit the lanes for free games this summer at all 93 Brunswick Zone and Brunswick Zone XL centers. Every day this summer, students age 18 and younger can bowl one free game whenever lanes are available. Shoe rental is not included. To claim their games, students just need a Student Ball Pass, which you can get for free at any Brunswick center or online here.

FREE STUFF

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Spare Change Challenge-Part Two

August 25, 2010
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Yesterday I wrote about my desire to track down spare change to help pay for our upcoming bathroom renovation. I mean, it doesn’t hurt to have a few extra bucks in my pocket, especially when it’s found money, right?

So I’m pleased to report that during my spare change challenge, which took me all of about an hour–most of the time was spent counting–I found $47.08. While that doesn’t quite add up to the Coinstar statement that the average American household has $90 in spare change, I’m pretty happy with the amount I did find.

If you think collecting spare change is just chump change, consider this: a Suddenly Frugal reader wrote to let me know that she and her husband have been collecting spare change since their son was born four years ago. In that time, they’ve managed to sock away close to $2,000–just from spare change. This is all going into their son’s college savings account. I think it’s brilliant and congratulations to them.

So, did you do your own spare change challenge? How much did you end up finding?

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Spare Change Challenge-Part One

August 24, 2010
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It’s been awhile since I last did a hunt around my house for spare change. I know this because yesterday I began noticing how many coins have been piling up in various places in my home.

The timing is perfect to embark on a spare change challenge since we’re getting ready to do the final push of our house renovation–the bathroom that my daughters use, well used to use; it’s been down to the studs for the last two years and simply not on top of our priority list. Since then four of us have been sharing one full bath. With two teenage girls, let me tell you, it hasn’t been pretty.

I figure we’re going to need all the extra money we can find to pay for the renovation and the fixtures we have to buy (toilet, sinks, shower stall, etc.). So this morning I started hunting in the usual places for spare change–the laundry room, my bedroom, the cup holders in the car, the bottom of my pocketbook–and came up with a plastic container full of quarters, dimes, nickels and pennies. I’m going to spend this afternoon counting it all out and then tomorrow I’ll report on how much I found.

In the meantime why don’t you embark on your own spare change challenge. Then post a comment to let us know how much “extra” money you found around the house. It will be interesting to see the amounts of found money we end up, well, finding!

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10 Steps to a Greener College Move-In

August 22, 2010
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My dad and stepmother spent this past weekend moving my half sister into her freshman year of college in South Carolina. They are likely in good company, as hundreds of thousands of parents get ready to pack up and drop off their kids at college.

But are the doing that packing up in a green and frugal way? If not, then they might appreciate these 10 steps to a greener college move in, courtesy of Dedee DeLongpre Johnston, director of sustainability at Wake Forest University in Winston-Salem, North Carolina (along with some of my commentary on the topic, too). Her goal is to make this very wasteful time of year–what with cardboard boxes, Styrofoam packing materials, and heaps of unanticipated duplicates end up in huge piles of trash outside residence halls and apartments–end up with a little less (or a lot less) trash in the end.

  1. When shopping for school supplies, look for paper, pens, and notebooks with post-consumer recycled content. Consider re-using a backpack from last year. Upperclassmen will be re-using their bags – you won’t be alone.
  2. Investigate whether your new campus offers a car-sharing program, like Zipcar. You may be able to avoid the expense and hassle of having a car on campus. If your family is accompanying you to move-in, you can take one car. Or maybe your college will force you to “avoid” the expense all together–because it doesn’t allow freshmen to have cars on campus. (That’s a pretty green move, in and of itself.)
  3. Find out what will be waiting for you when you arrive. Some campuses have offices of sustainability or sustainability-related student groups who will outfit you with re-usable shopping bags, recycling bins, and sometimes even re-usable water bottles.
  4. Pack clothes, shoes, and sheets in re-usable plastic crates or even pillow cases. Not only does this create less waste, but also allows you to pack these additional items in a way that takes up less space in the car. And you haven’t had to spend any money on moving boxes.
  5. Wrap picture frames and other breakables in T-shirts, or towels. Sandwich larger items like framed posters between pillows, blankets or comforters, and tie it all up with re-usable twine or an extension cord. If you do need to use bubble wrap, find out where the nearest UPS Store is so you can take the bubble wrap there for recycle. (According to EcoCycle these franchises will recycle bubble wrap.) If you have those “inflatable” plastic cushions that shippers use, you can deflate them and recycle them in the same bins where you would drop plastic bags at the supermarket.
  6. Pack school supplies in re-usable file crates with handles. The crates will come in handy for organizing schoolwork throughout the semester.
  7. Contact roommates before packing to avoid unnecessary duplicates. Find out in advance who is bringing room furnishings, such as area rugs, tool kits, televisions or toaster ovens so you can save money buying new or have fewer things to pack.
  8. Put toiletries in sturdy-handled shower baskets and re-usable zip-top bags. If your dorm has a communal bathroom on each floor, you will need one of these shower baskets to tote your toiletries in anyway. You can even pack all of this in a laundry basket, which you know for sure you will need at some point during the semester (at least this mom hopes you will).
  9. Recycle any boxes you do bring on move-in day, especially new product cartons and packaging, by taking them to a designated collection site. Most campuses recycle cardboard, and some collect Styrofoam packaging.
  10. Remember to pack enough re-usable water bottles for everyone helping with the move. Move-in day is usually among the hottest of the year so you know you’re going to be thirsty.

If you’re moving a child into his or her college dorm this year, what steps did you take to reduce waste?

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Tax-Free Shopping in 2 States This Weekend

August 20, 2010
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If you live in Connecticut and Texas, and you still need to finish up your back-to-school shopping, don’t miss out on the tax-free shopping days that go through this weekend. These are the last two tax-free periods in the U.S. this month.

Here are the details on each state’s tax-free shopping criteria:

Connecticut: On Aug. 15-21, clothing and footwear costing less than $300 per item are exempt. Does not include accessories or athletic or protective clothing.

Texas: On Aug. 20-22, clothing, footwear and school backpacks with sales price of less than $100 per item are exempt. Does not include accessories, athletic or protective clothing or rentals.

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Freebie Friday (August 20-26, 2010)

August 19, 2010
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Summer is winding down but we’ve still got great freebies to share!

FREE FOOD

FREE FUN

  • Madame Tussauds Washington D.C. is offering free admission to all Washington D.C.-, Virginia- and Maryland-licensed teachers (must show license) through August 28.
  • Kids can hit the lanes for free games this summer at all 93 Brunswick Zone and Brunswick Zone XL centers. Every day this summer, students age 18 and younger can bowl one free game whenever lanes are available. Shoe rental is not included. To claim their games, students just need a Student Ball Pass, which you can get for free at any Brunswick center or online here.

FREE STUFF

  • I don’t normally cover giveaways but this BIC Pen promotion mentioned on Bargain Babe was too good to ignore: Every day through Sept. 9, 2010, BIC is giving away 1,000 Easy Glide pens starting at 12 noon EST.
  • From August 16th-22nd, BookSwim is challenging readers (and hoarders!) of all ages to donate five books to their local library, and in turn, will give you a free month of book rental service. (BookSwim.com is America’s “Netflix-style” book rental club and it has partnered with Bolder.com, an organization that brings together action-oriented people and businesses, for this event.) To register and redeem your reward, sign up on ActBolder.com. You will receive an option to accept the reward linked to this particular challenge. Once you say ‘yes, I want this reward,’ ActBolder.com will email you your coupon code to redeem your free month of book rentals.
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Back to School on a Budget: The Video

August 19, 2010
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Yesterday I was a guest on the “10! Show” in Philadelphia to talk about going back to school on a budget. And last night I used some of my own advice by hitting up my local Staples store to take advantage of their deals–including 20% off the graphing calculator that my daughter needs for Algebra II. The coupon (which I got in the Staples Sunday circular), plus an instant rebate, knocked $40 off the price. Sweet!

You can watch the video below, and hopefully you’ll get some great tips that will save you big money on back to school.

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3 Ways to Make School Supplies Green

August 17, 2010
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I’m all about saving money on back-to-school shopping. In fact, I’ll be on the “10! Show” on NBC 10 in Philadelphia this morning talking about just that.

But I also like the notion of making sure that my kids’ school supplies are as green as possible. Maybe you do, too. That’s why I’ve come up with these 3 ways that you can green your back-to-school shopping.

  1. The greenest school supplies are the ones you already own. Think about it: if you don’t have to drive to the store or buy anything new and you can reuse or recycle supplies from last year, then you have made the greenest choice possible. That’s why I always reuse backpacks and book covers whenever possible. Besides being green, this saves me green, too.
  2. When buying new supplies, choose eco-friendly options. I love that office supply stores now have notebooks and pens made from recycled materials. Additionally, you can find PVC-free binders and backpacks, too, so say the experts at Rodale.
  3. Pack green lunches and you’ll save green, too. All you need to do to save $500 a year is pack your kid’s lunch every day. Save even more money on disposables–and save the planet as well–by investing in reusable lunch containers, such as the Sandwich Keeper from Tupperware (got mine at a Tupperware party years ago and it’s still going strong), a stainless steel water bottle and Rubbermaid TakeAlongs. Don’t forget the reusable, washable lunch tote, too. (I swear by the L.L. Bean lunch boxes.) All together you have the supplies you need to pack lunch, save money and not create any unnecessary waste.

Let me know if you have additional ways to make back-to-school shopping and the supplies you get as green as possible.

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New Use for Old Watermelon

August 16, 2010
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We love watermelon. I mean during summer, our refrigerator is never without at least one seedless watermelon in it, waiting to be eaten. It is our favorite summer fruit and one we enjoy in chunks or cut in half moons, which my younger daughter calls “smiley faces.”

The best way, in my opinion, to eat watermelon is when it is as fresh as possible, when the fruit is crisp and not as, my older daughter say, “texture-y.” If you have food texture issues like we do in our family–rice pudding or tapioca? I’d rather poke my eyes out!–then you know what we’re talking about when we say “texture-y” watermelon.

Sadly, we don’t often get the chance to eat an entire watermelon before it gets “texture-y” and so it ends up in the compost. But recently my older daughter came up with a brilliant idea for using old watermelon. She figured that she could turn “texture-y” watermelon into delicious fruit pops.

So last week, when we found ourselves, once again, with “texture-y” watermelon in the fridge, my daughter got out our food processor. She put chunks of watermelon into the food processor and hit “puree.” A few minutes later she took the pureed watermelon and poured them into Popsicle molds. Into the freezer they went and six hours later we had delicious, free and not at all “texture-y” watermelon pops.

I love that, on her own, she came up with this idea to ensure that no watermelon ever goes to waste again in our house.

I wonder what other fruits we could transform from “texture-y” into delicious ice pops as well. Have any ideas?

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Guest Post: 5 Easy Steps for Making Jams and Jellies

August 15, 2010
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You can find these custom canning labels at merrimentdesign.com

(This is a guest post from Deborah Adams, founder of the Notes from Dry Creek Farm blog. She is also a freelance writer, and currently a resident writer for Online Schools, which researches areas of higher learning, how to pick an online school and education. In her spare time, she enjoys gardening and yoga. It’s a beginner’s guide to canning your own jams and jellies. Take it away, Deborah!)

These days we’re all looking for ways to save money, and preserving our own food is one of the easiest and most satisfying ways to do that. Even if you don’t grow your own food, chances are you can purchase fresh vegetables and fruits from your local farmers market, and you will certainly be offered excess zucchini and tomatoes by gardeners in your neighborhood.

If you’ve never canned your own food, it might seem like an intimidating project. I promise you – it’s a snap. As with any other endeavor, you just need to start with something simple and gain confidence before moving on to the slightly more difficult canning procedures.

Jams and jellies are the easiest foods to can and will likely be the most popular with your family, too. Because the fruits and berries that traditionally go into jam are high-acid foods, you will not need a pressure canner or even a water bath canner to make these.

If you’re ready to tackle home canning, here’s what you will need:

  • Jars with lids and rings. You can find these in department stores, farm and garden supply stores, and often in discount stores during the growing season. It is important to use only jars that are made especially for canning – don’t try to recycle those jars that came with salsa, baby food, or any other product in them. You can (and should) reuse your canning jars from year to year, along with the rings. The flat lids with rubber seals, however, are a one-time-only product. Once they’ve been used, the rubber may not seal properly again, and it is extremely important that you get a good seal to prevent food poisoning.
  • Glass or enamel cookware. You’ll be cooking your jelly for a few minutes, but avoid using aluminum pots for this. Aluminum can react with certain foods and give it an ‘off’ taste.
  • Pectin. Pectin is a complex carbohydrate that occurs naturally in many fruits. Until the mid-19th century, cooks would toss some green apples into their cooking fruit to help thicken jellies and jams. You can certainly try that if you want, but it’s far simpler and quicker to use packaged pectin. You’ll find it in the store displayed alongside the canning jars. There are several brands, including Sure Jell and Pomona, as well as a powdered and liquid (actually a gel) pectin. All of them work equally well, so just grab the box that you think is prettiest.
  • Sugar. If the instructions that come in the pectin package don’t specifically mention a type of sugar, they refer to the refined white stuff. You may, of course, substitute a natural cane sugar or other sweetener, but be aware that this may cause your jam or jelly to be slightly ‘looser’ than expected.
  • Fruit. You’ll find very clear and simple instructions inside the pectin package for making jams or jellies with different types of fruit.  It’s important to use the exact measurements given in order to get a tasty consistency, so please don’t try to fudge on any of the ingredients.

Now you’re ready to begin the process.

1. To make everything run smoothly, it’s a good idea to have your ingredients assembled before you begin. Wash the jars, rings, and lids. I like to dip my jars into a big pot of boiling water for a few minutes, just to be sure nothing uninvited gets into them.

2. In a smaller pan, heat the flat lids in simmering (not boiling) water until you’re ready to put them on the jars.

3. You’ll wash the fruit thoroughly, then chop or crush it (depending upon the type of fruit). The instructions in your pectin package will tell you exactly how long to cook the fruit and when to add the sugar and pectin.

4. When the fruit mixture is cooked according to the instructions, ladle it carefully into the clean jars. Take time to check that the rim of each jar is clean and to wipe away jelly that may have dripped onto it.

5. Place the heated flat lids on the jars, then secure them with rings. These are going to be very, very hot, so use a dishtowel to protect your hands while you tighten the lids.

That’s it. Really. All that’s left is to let the jars cool until the flat lids form their seal. You’ll hear a satisfying pop when the little bump in the middle of the lid sinks down, letting you know that a good seal has formed.

Once the jars are completely cooled, press lightly on the lid to be sure that each one has sealed. If the lid still has a little upward bump in its middle, there is no seal. Not to worry – just stick those unsealed jars in the fridge and enjoy them first.

A word of warning: once your friends and extended family get a taste of your homemade jams and jellies, they’ll be begging for more. Your next project may be putting in an orchard to keep up with the demand!

Let us know if you give canning a try and how it goes.

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Tax-Free Shopping in 3 States This Weekend

August 13, 2010
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If you still have some back-to-school shopping to do–and you live in Connecticut, Florida or Illinois–don’t forget your tax-free shopping days. You’ll find the details below.

  1. Connecticut: On Aug. 15-21, clothing and footwear costing less than $300 per item are exempt. Does not include accessories or athletic or protective clothing.
  2. Florida: On Aug. 13-15, the following are exempt: books, clothing, wallets or bags (including handbags, backpacks, fanny packs and diaper bags) with a sales price of $50 or less per item; and school supplies with a sales price of $10 or less per item. Excludes briefcase, suitcases and other garment bags. Also does not apply to sales made within a theme park, entertainment complex, public lodging establishment or airport.
  3. Illinois: On Aug. 6-15, footwear and clothing with a sales price of less than $100 per item and school supplies will be exempt.
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Freebie Friday (August 13-19, 2010)

August 12, 2010
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Summer is winding down but we’ve still got great freebies to share!

FREE FOOD

FREE FUN

  • Enjoy free admission at more than 100 national parks this Saturday and Sunday, August 13th and 14th, courtesy of the U.S. National Park Service.
  • Madame Tussauds Washington D.C. is offering free admission to all Washington D.C.-, Virginia- and Maryland-licensed teachers (must show license) through August 28.
  • Kids can hit the lanes for free games this summer at all 93 Brunswick Zone and Brunswick Zone XL centers. Every day this summer, students age 18 and younger can bowl one free game whenever lanes are available. Shoe rental is not included. To claim their games, students just need a Student Ball Pass, which you can get for free at any Brunswick center or online here.
  • Take your kids to the movies for free this summer at Regal Cinemas. Every Tuesday and Wednesday at 10 a.m. through August 18th, you will be able to see a selected G or PG movie for free. (Note: Tickets and seating are first-come, first-served and are limited to theatre capacity.)

FREE STUFF

  • From August 16th-22nd, BookSwim is challenging readers (and hoarders!) of all ages to donate five books to their local library, and in turn, will give you a free month of book rental service. (BookSwim.com is America’s “Netflix-style” book rental club and it has partnered with Bolder.com, an organization that brings together action-oriented people and businesses, for this event.) To register and redeem your reward, sign up on ActBolder.com. You will receive an option to accept the reward linked to this particular challenge. Once you say ‘yes, I want this reward,’ ActBolder.com will email you your coupon code to redeem your free month of book rentals.
  • Earn free gas cards by helping the Leukemia & Lymphoma Society raise money for its Light the Night Walks doing online fundraising during July and August. You can earn $50 worth of free gas for every $500 you raise , or $15 gas cards for every $250 raised online (while supplies last). (Since one of my daughter’s classmates was just diagnosed with leukemia, this cause means even more to us now.)
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Clean Up for Back-to-School Savings

August 12, 2010
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If your kids’ feet have stopped growing, there’s no reason to buy them new shoes for back-to-school if they have perfectly good shoes from last year. Even those that are a little dirty don’t justify spending on new.

Case in point: check out the photo below. These are my daughter’s Converse high tops that I bought for her in 2009. You’ll notice the shoe on the right is a bit scuffed and dirty, and the shoelaces a bit dingy. It looks kind of old and maybe in my pre-frugal days I might have said, “OK, let’s get you new shoes.” But not this time around.

Take a look at the shoe on the left. Looks brand new, right? All I did was invest in new shoe laces and clean the shoes use KIWI Fast-Acting Shoe Cleaner (which KIWI provided to me for free to try out, and I have to say I was pretty impressed with the results). The cleaner retails for less than $6, which anyone can tell you is way cheaper than a new pair of Converse! (Look for me on “Good Day Philadelphia” tomorrow, Friday, August 13th, talking about frugal back-to-school strategies, including cleaning up old sneakers.)

One clean and one dirty sneaker

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When Spending to Save Makes Sense

August 11, 2010
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Twitter has saved me money again.

Because I follow @Staplestweets, which posts specials, sales and online-only offers at Staples in its Twitter feed, last week I heard about an almost too-good-to-be-true deal on an HP Laser Printer. I could get a black-and-white and color laser printer, that does double-sided printing and spits out 20+ pages a minute for only $375.

Why, Leah, would you consider spending $375 on a printer when you have a perfectly good printer in your office?

Well, the truth is, the all-in-one printer/scanner/copier fax that I got for a sick price of $100 last Black Friday has turned out not to be a perfectly good anything at all.

For starters, the scanner stinks–it can’t scan multiple pages in a document in a reduced-enough format that I can actually upload them to my website.

Next, the paper feed in the printer, which you can use to scan-in pages before you send a fax, will only accept one page before starting the fax. (What is it with this printer and dealing with multiple pages? And, yes, I called technical service and they couldn’t figure out how to make this or the multi-page scanning work–finally surmising that this was, in fact, not possible to do with this machine.)

Even worse: the printer blows through ink, even when I keep it on the “budget” setting. I’d say that ever two months, I’m buying new inkjet cartridges to the tune of about $100 (b/w and color).

By my math, this printer has already cost me $500 for less than a year’s worth of ownership.

Previously, I’d had an HP LaserWriter that lasted 12 years. I had to change the printer cartridge once a year–maybe–to the tune of $100. That printer was a workhorse and a reliable tool in my home office, until I tried to print a t-shirt transfer on it, put the transfer in the paper tray the wrong way and the transfer melted on the printer’s insides, rendering it useless.

I gave it away on Freecycle last fall and settled for my Black Friday printer deal.

Until I saw that @Staplestweets message.

Once I crunched the numbers, I realized that spending money on a new, more efficient laser printer would save me money in the long run. I mean just the $375 expenditure alone is nearly half of what I’ve spent on the all-in-one printer since getting it in November. And if this HP laser printer turns out to be the workhorse that my other was, I’ll only have to spend $100 a year to maintain its printing, as opposed to $100 every other month. (FYI, here’s an interesting article on inkjet myths and facts. Not sure I agree with everything but you might find it worthwhile.)

Now that’s spending that makes sense to me.

Next up? Refinancing our mortgage to put extra cash in our pocket and less debt on the books in the long term. And maybe I should finally invest in one of those CVS Green Bag TagsCVS still has them, right? I shop there frequently enough that I would have more than made back the initial $1 investment.

Tell me: when have you spent to save–and why?

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Frugal Back-to-School Shopping Video

August 10, 2010
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Here is one of the segments from yesterday’s satellite media tour on frugal back-to-school shopping. This appeared on Fox 17 in Grand Rapids, Michigan.

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3 Ideas for Back-to-School Frugality

August 9, 2010
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Yesterday’s post focused on saving on back-to-college spending. Today I’m focusing on overall back-to-school frugality, a topic I’m actually discussing in a satellite media tour, broadcasting on TV stations nationwide, this morning.

Now more than ever it’s important to keep frugality in mind when planning for back-t0-school shopping. According to the National Retail Federation’s 2010 Consumer Intentions and Actions Back-to-School survey, the average American family will spend $606.40 on clothes, shoes, supplies and electronics, compared to $548.72 last year, and close to $594.24 in 2008.

I don’t know about your family but I really don’t have $600 in my budget to cover back to school. That’s why if I want to keep my shopping expenditures in check–and you do, too–consider these 3 ideas for back-to-school frugality:

  1. Reuse the shoes. The National Retail Federation says that families will spend an average of $103 on shoes. I try not to spend anything close to this on my kids’ shoes. I rely on stores like Payless Shoesource, Famous Footwear and Zappos.com, which allow me to find reasonably priced, wide-width shoes that are of a good quality. (Heck, I use these sources for my own shoes!) When my girls were little and growing out of shoes like gangbusters, I would stock up on shoes, in different sizes, when I could find them really cheap. Then, when I needed to hand-down shoes to the next kid in line, I’d give them a good washing (if they were washable) or use a product like Kiwi Fast-Acting Cleaner to get a pair of shoes looking brand-new again. Now that my kids’ feet have stopped growing, I’ll likely take a pair of shoes to be resoled before I toss them out and buy new.
  2. Start your supply shopping with last year’s leftovers. You’ve heard me give this advice before: By seeing what supplies came home at the end of the year–and are still good enough to use this year–you can save a lot of money on supplies and possibly avoid buying more than you need at the store. Clearly, this in and of itself is a money saver. Because this has become my regular approach to supply shopping, by my estimation I might need to buy each of my daughters one, maybe two notebooks for school this year. If I happen to shop on a penny-sale day, I’ll have barely spent anything. Who can beat that price?
  3. Swap instead of spend for kids’ clothing. Bankrate just did a story on frugal back-to-school and quoted my advice on organizing a kids’ clothing swap. Not only would this be an affordable way to get your kids dressed for the first day of school but also it would give you, the parent, the chance to socialize with other parents who share your view on back-to-school frugality.

Do you have additional suggestions for a frugal approach to back to school?

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