back to school shopping

5 Savings to Find in September

September 14, 2010
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Now that most of the kids are back in school, you would think that the shopping deals would be over.

You would be wrong.

It seems that there are 5 areas where you can find great deals and savings in September. If you have any cash to burn or want to get a jump start on your holiday shopping, read on.

  1. Save a bundle on travel. If your kids aren’t going to school full time yet, now is an excellent time to take a family vacation. Theme parks have emptied out, and hotels, vacation rentals and airlines are looking to fill empty slots that families with students aren’t filling now that summer is over. If you like to shop via Priceline (my favorite way to book hotels), don’t forget to check out the new Priceline freebies offers!
  2. Stock up now for Summer 2011. Nearly every store I walk into these days has slashed prices on summer goods. Of course they have–they have to clear out space for Halloween and, soon enough, gasp, holiday decorations. Last week my local CVS had a sign at the front of the store advertising 50% of summer merchandise. Over the weekend they upped the ante to 75% off. I know our pool could use some new rafts and floats–maybe I’ll hit up CVS this week to see what I can find.
  3. Pad your school supply closet. I’ve said time and time again how stocking up on school supplies when they cost barely anything is the way to save money when your kids actually need new supplies. Just like the penny deals over the summer, September is a great time to see how much stores, such as Staples, have slashed prices on school supplies. Our supply closet is running a little low on spiral notebooks and lined notebook paper, so now would be the right time to buy, if the prices are right–and low enough.
  4. Get your gardening gear on the cheap. I was in Target this past weekend, and though the smell of freshly stocked Halloween candy tempted this Weight Watcher, what really caught my attention were the amazing prices on gardening and lawn supplies. I could have had all the rakes and shovels I wanted for dirt cheap. Are your gardening and lawn care supplies looking a little worse for the wear? Now would be a good time to go out with the old and get yourself some new without spending a lot.
  5. Buy the back-to-school clothing you put off purchasing. If you waited until prices came down on those must-have items for back-to-school, your wait was well worth it: stop in any clothing retailer this month, and you’re sure to find markdowns on all the clothes your kids wanted for back to school last month but for which you did not want to pay full price. I might go buy a few items and stash them away for Christmas gifts. Hey, it never hurts to start your holiday shopping early, right?

What kind of bargain shopping or stocking up do you do in September?

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Cash for College: What College Stores Are Doing

September 7, 2010
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After last week’s series of blog posts on saving money on college books, I thought you might be interested in this information from the National Association of College Stores, the professional association of more than 3,000 college retailers. They estimate that the average student will spend more than $2,000 in a college store, so it’s no surprise that stores are doing what they can to get students to shop there–and even save some cash in the process. Here are four of the ways they’re trying to draw shoppers and students through the door.

1. Buying back books. Most college stores do their best to promote a strong used book market through aggressive buyback policies. Over 95% of Cornell University students receive personalized e-mails during buyback season. As a result, the store nearly doubled its supply of used books over two years, allowing them to resell used books for even less. Likewise, the University of Connecticut bookstore launched a buyback web site that informs students how many books the store will be buying and at what price. Combined with other programs, UConn Co-op estimates that it saves its students about $3.6 million annually on textbooks. Some stores, such as that at California State University-Fullerton, have guaranteed buyback programs to increase used book stock and put a little extra cash in student pockets.

2. Offering price matching. If you grew up in the New York area, then you might remember a pitchman for Crazy Eddie electronics, who claimed that his prices can’t be beat–because they were insane. Seems like some college stores are taking a page from Crazy Eddie’s play book and offering price matching programs. Some schools that promote this policy include SUNY Plattsburgh, The University of Oklahoma and The Borough of Manhattan Community College. (Too bad my alma mater, NYU, doesn’t seem to be in on this trend.)

3. Using creative concepts to attract shoppers. You know that old adage, “If you can’t beat ‘em, join ‘em?” Well it seems that this has caught on with bookstores that want student business no matter what. Why else would the University of Illinois-Champaign store help match used book sellers with buyers, or the University of Arkansas college store discount books the day before classes begin–saving students some $500,000 over the past two years?

4. Offering textbook rentals. Typically, college stores rent books to students for between one-third to half the cost of a new textbook. Nearly ever college bookstore website I visited when writing this piece had a textbook rental program promoted on the store’s home page.

Bottom line: if your kids is going to do his/her book shopping at the on-campus store, I would suggest telling your child to ask the question, “What can you do for me?” when it comes to getting discounts or deals on purchases.

Tell me what college bookstores you shop in or know about are doing to help save students money.

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How My Supply Closet Adds Up to Big Back-to-School Savings

August 31, 2010
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We finished up our back-to-school shopping today, with one visit to the store only. That’s because I was able to shop at home first without spending a dime.

You see for the past few years I’ve been stockpiling school supplies. Basically, I’ve been approaching this supply stash in two ways.

  1. At the end of the previous school year, I search through all the supplies that my daughters have brought home and which I can recycle/reuse the next year.
  2. When stores are offering penny deals, I’ll stock up on supplies that I know we’ll eventually need.

You’ve heard me give this advice before but it’s worth repeating: before we hit up Staples, I took my daughter’s supply list and had her use it as she went through all of the leftover supplies in our stash. Once she determined what we didn’t have, we headed out to the store.

Of the supply list that was 30-plus items long, we had to purchase 9 items only. They were:

  • 4 packs of pens (blue, black and red–the black ones were this week’s penny deal)
  • 2 packs of Scotch tape
  • 1 pack of mechanical pencils
  • 1 pencil-holding compass
  • 1 Texas Instruments calculator

All told, we spend $20.78 out of pocket on back-to-school supplies. I say “out of pocket” because I had a $9.75 Staples Extra Rewards coupon that I was able to apply to my purchase.

Here’s a bonus to all of this: while searching for the school supplies we already owned, I came across more loose change, which added up to $39. Cha-ching!

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Back-to-School Shopping: Another Video

August 27, 2010
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I was in New York City today, filming this “Good Day New York: Street Talk” segment, on behalf of KIWI Shoe Care. This is the last in my series of back-to-school savings segments. :-(

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10 Steps to a Greener College Move-In

August 22, 2010
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My dad and stepmother spent this past weekend moving my half sister into her freshman year of college in South Carolina. They are likely in good company, as hundreds of thousands of parents get ready to pack up and drop off their kids at college.

But are the doing that packing up in a green and frugal way? If not, then they might appreciate these 10 steps to a greener college move in, courtesy of Dedee DeLongpre Johnston, director of sustainability at Wake Forest University in Winston-Salem, North Carolina (along with some of my commentary on the topic, too). Her goal is to make this very wasteful time of year–what with cardboard boxes, Styrofoam packing materials, and heaps of unanticipated duplicates end up in huge piles of trash outside residence halls and apartments–end up with a little less (or a lot less) trash in the end.

  1. When shopping for school supplies, look for paper, pens, and notebooks with post-consumer recycled content. Consider re-using a backpack from last year. Upperclassmen will be re-using their bags – you won’t be alone.
  2. Investigate whether your new campus offers a car-sharing program, like Zipcar. You may be able to avoid the expense and hassle of having a car on campus. If your family is accompanying you to move-in, you can take one car. Or maybe your college will force you to “avoid” the expense all together–because it doesn’t allow freshmen to have cars on campus. (That’s a pretty green move, in and of itself.)
  3. Find out what will be waiting for you when you arrive. Some campuses have offices of sustainability or sustainability-related student groups who will outfit you with re-usable shopping bags, recycling bins, and sometimes even re-usable water bottles.
  4. Pack clothes, shoes, and sheets in re-usable plastic crates or even pillow cases. Not only does this create less waste, but also allows you to pack these additional items in a way that takes up less space in the car. And you haven’t had to spend any money on moving boxes.
  5. Wrap picture frames and other breakables in T-shirts, or towels. Sandwich larger items like framed posters between pillows, blankets or comforters, and tie it all up with re-usable twine or an extension cord. If you do need to use bubble wrap, find out where the nearest UPS Store is so you can take the bubble wrap there for recycle. (According to EcoCycle these franchises will recycle bubble wrap.) If you have those “inflatable” plastic cushions that shippers use, you can deflate them and recycle them in the same bins where you would drop plastic bags at the supermarket.
  6. Pack school supplies in re-usable file crates with handles. The crates will come in handy for organizing schoolwork throughout the semester.
  7. Contact roommates before packing to avoid unnecessary duplicates. Find out in advance who is bringing room furnishings, such as area rugs, tool kits, televisions or toaster ovens so you can save money buying new or have fewer things to pack.
  8. Put toiletries in sturdy-handled shower baskets and re-usable zip-top bags. If your dorm has a communal bathroom on each floor, you will need one of these shower baskets to tote your toiletries in anyway. You can even pack all of this in a laundry basket, which you know for sure you will need at some point during the semester (at least this mom hopes you will).
  9. Recycle any boxes you do bring on move-in day, especially new product cartons and packaging, by taking them to a designated collection site. Most campuses recycle cardboard, and some collect Styrofoam packaging.
  10. Remember to pack enough re-usable water bottles for everyone helping with the move. Move-in day is usually among the hottest of the year so you know you’re going to be thirsty.

If you’re moving a child into his or her college dorm this year, what steps did you take to reduce waste?

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Back to School on a Budget: The Video

August 19, 2010
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Yesterday I was a guest on the “10! Show” in Philadelphia to talk about going back to school on a budget. And last night I used some of my own advice by hitting up my local Staples store to take advantage of their deals–including 20% off the graphing calculator that my daughter needs for Algebra II. The coupon (which I got in the Staples Sunday circular), plus an instant rebate, knocked $40 off the price. Sweet!

You can watch the video below, and hopefully you’ll get some great tips that will save you big money on back to school.

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3 Ways to Make School Supplies Green

August 17, 2010
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I’m all about saving money on back-to-school shopping. In fact, I’ll be on the “10! Show” on NBC 10 in Philadelphia this morning talking about just that.

But I also like the notion of making sure that my kids’ school supplies are as green as possible. Maybe you do, too. That’s why I’ve come up with these 3 ways that you can green your back-to-school shopping.

  1. The greenest school supplies are the ones you already own. Think about it: if you don’t have to drive to the store or buy anything new and you can reuse or recycle supplies from last year, then you have made the greenest choice possible. That’s why I always reuse backpacks and book covers whenever possible. Besides being green, this saves me green, too.
  2. When buying new supplies, choose eco-friendly options. I love that office supply stores now have notebooks and pens made from recycled materials. Additionally, you can find PVC-free binders and backpacks, too, so say the experts at Rodale.
  3. Pack green lunches and you’ll save green, too. All you need to do to save $500 a year is pack your kid’s lunch every day. Save even more money on disposables–and save the planet as well–by investing in reusable lunch containers, such as the Sandwich Keeper from Tupperware (got mine at a Tupperware party years ago and it’s still going strong), a stainless steel water bottle and Rubbermaid TakeAlongs. Don’t forget the reusable, washable lunch tote, too. (I swear by the L.L. Bean lunch boxes.) All together you have the supplies you need to pack lunch, save money and not create any unnecessary waste.

Let me know if you have additional ways to make back-to-school shopping and the supplies you get as green as possible.

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Tax-Free Shopping in 3 States This Weekend

August 13, 2010
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If you still have some back-to-school shopping to do–and you live in Connecticut, Florida or Illinois–don’t forget your tax-free shopping days. You’ll find the details below.

  1. Connecticut: On Aug. 15-21, clothing and footwear costing less than $300 per item are exempt. Does not include accessories or athletic or protective clothing.
  2. Florida: On Aug. 13-15, the following are exempt: books, clothing, wallets or bags (including handbags, backpacks, fanny packs and diaper bags) with a sales price of $50 or less per item; and school supplies with a sales price of $10 or less per item. Excludes briefcase, suitcases and other garment bags. Also does not apply to sales made within a theme park, entertainment complex, public lodging establishment or airport.
  3. Illinois: On Aug. 6-15, footwear and clothing with a sales price of less than $100 per item and school supplies will be exempt.
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Clean Up for Back-to-School Savings

August 12, 2010
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If your kids’ feet have stopped growing, there’s no reason to buy them new shoes for back-to-school if they have perfectly good shoes from last year. Even those that are a little dirty don’t justify spending on new.

Case in point: check out the photo below. These are my daughter’s Converse high tops that I bought for her in 2009. You’ll notice the shoe on the right is a bit scuffed and dirty, and the shoelaces a bit dingy. It looks kind of old and maybe in my pre-frugal days I might have said, “OK, let’s get you new shoes.” But not this time around.

Take a look at the shoe on the left. Looks brand new, right? All I did was invest in new shoe laces and clean the shoes use KIWI Fast-Acting Shoe Cleaner (which KIWI provided to me for free to try out, and I have to say I was pretty impressed with the results). The cleaner retails for less than $6, which anyone can tell you is way cheaper than a new pair of Converse! (Look for me on “Good Day Philadelphia” tomorrow, Friday, August 13th, talking about frugal back-to-school strategies, including cleaning up old sneakers.)

One clean and one dirty sneaker

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Frugal Back-to-School Shopping Video

August 10, 2010
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Here is one of the segments from yesterday’s satellite media tour on frugal back-to-school shopping. This appeared on Fox 17 in Grand Rapids, Michigan.

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3 Ideas for Back-to-School Frugality

August 9, 2010
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Yesterday’s post focused on saving on back-to-college spending. Today I’m focusing on overall back-to-school frugality, a topic I’m actually discussing in a satellite media tour, broadcasting on TV stations nationwide, this morning.

Now more than ever it’s important to keep frugality in mind when planning for back-t0-school shopping. According to the National Retail Federation’s 2010 Consumer Intentions and Actions Back-to-School survey, the average American family will spend $606.40 on clothes, shoes, supplies and electronics, compared to $548.72 last year, and close to $594.24 in 2008.

I don’t know about your family but I really don’t have $600 in my budget to cover back to school. That’s why if I want to keep my shopping expenditures in check–and you do, too–consider these 3 ideas for back-to-school frugality:

  1. Reuse the shoes. The National Retail Federation says that families will spend an average of $103 on shoes. I try not to spend anything close to this on my kids’ shoes. I rely on stores like Payless Shoesource, Famous Footwear and Zappos.com, which allow me to find reasonably priced, wide-width shoes that are of a good quality. (Heck, I use these sources for my own shoes!) When my girls were little and growing out of shoes like gangbusters, I would stock up on shoes, in different sizes, when I could find them really cheap. Then, when I needed to hand-down shoes to the next kid in line, I’d give them a good washing (if they were washable) or use a product like Kiwi Fast-Acting Cleaner to get a pair of shoes looking brand-new again. Now that my kids’ feet have stopped growing, I’ll likely take a pair of shoes to be resoled before I toss them out and buy new.
  2. Start your supply shopping with last year’s leftovers. You’ve heard me give this advice before: By seeing what supplies came home at the end of the year–and are still good enough to use this year–you can save a lot of money on supplies and possibly avoid buying more than you need at the store. Clearly, this in and of itself is a money saver. Because this has become my regular approach to supply shopping, by my estimation I might need to buy each of my daughters one, maybe two notebooks for school this year. If I happen to shop on a penny-sale day, I’ll have barely spent anything. Who can beat that price?
  3. Swap instead of spend for kids’ clothing. Bankrate just did a story on frugal back-to-school and quoted my advice on organizing a kids’ clothing swap. Not only would this be an affordable way to get your kids dressed for the first day of school but also it would give you, the parent, the chance to socialize with other parents who share your view on back-to-school frugality.

Do you have additional suggestions for a frugal approach to back to school?

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Guest Post: 3 Ways to Save on Back to College

August 8, 2010
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Today’s blog post comes courtesy of  Zac Bissonnette, a personal finance expert and a current senior at the University of Massachusetts who has written a brand-new book (out in September) called Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching off My Parents(Portfolio Trade/Penguin; $16.00). Here Zac offers his advice for three ways you can save on back to college.

1.) Buy Old Editions of Textbooks.

A few semesters ago I performed an experiment: instead of buying new books, I bought old editions of the textbooks for my classes to see whether they would work just as well.

They did and instead of spending $500 on books that semester, I spent $13 — including shipping! And they worked just as well as the new editions! Old editions of textbooks can usually be had on Amazon for between one cent and $3. So the savings work out to something like 95% off of retail. It’s a good idea to check with your professor to see if there’s any problem with doing this for your class; for some classes it won’t work.

2.) Unless You’re an Engineering Major, Buy an Old, Crappy Laptop.

I buy laptops used/refurbished by power sellers on eBay for under $200. They come fully loaded with software and, unless you’re playing massive multi-player online games or trying to use complicated software for an engineering or computer science class, they work just as well as the new ones you can buy from Dell. Plus, you don’t have to have a heart attack if you spill tea on it and fry the hard drive (Yes, I did that last year).

3.) Eat at the Dining Hall as Little as Possible: It’s Really Expensive.

At my school, using the campus meal plan ends up costing about $8 per meal on average, for breakfast, lunch and dinner. To put that in perspective, a family of four that ate all its meals that way would spend about $35,000 per year on breakfast, lunch, and dinner! So, unless you are required to live and eat on campus, this is a fantastic reason to live off-campus where you can cook at home with roommates.

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Tax Free Shopping Starts Tomorrow in 11 States

August 5, 2010
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Eleven states begin their tax-free shopping holidays tomorrow, August 6th.

To refresh your memory here is the list of those states and the associated details:

  1. Alabama: On Aug. 6-8, the following are exempt: clothing with a sales price of $100 or less per item; single purchases, with a sales price of $750 or less, of computers, computer software, school computer equipment; noncommercial purchases of school supplies, school art supplies and school instructional materials with sales price of $50 or less per item; noncommercial book purchases with sales price of $30 or less per book are exempt from tax. Does not include clothing accessories or protective or recreational equipment.
  2. Illinois: On Aug. 6-15, footwear and clothing with a sales price of less than $100 per item and school supplies will be exempt.
  3. Iowa: On Aug. 6-7, clothing and footwear with sales price of less than $100 per item are exempt. Does not include accessories, rentals, athletic or protective clothing.
  4. Louisiana: On Aug. 6-7, the first $2,500 of sales price of noncommercial purchases (not leases) of items of tangible personal property (not vehicles or meals) is exempt. Does not apply to local taxes (may be allowed in St. Charles Parish).
  5. Missouri: On Aug. 6-8, noncommercial purchases of clothing (but not accessories) with taxable value of $100 or less per item; school supplies up to $50 per purchase; computer software with taxable value of $350 or less; computers and computer peripherals up to $3,500 are exempt. Localities may opt out. If less than two percent of a retailer’s merchandise qualifies, the retailer must offer a refund of sales tax paid if the customer requests one, in lieu of the tax holiday.
  6. New Mexico: On Aug. 6-8, footwear and clothing with sales price of less than $100 per item; school supplies; computers with sales price of $1,000 or less per item; and computer peripherals with sales price of $500 or less per item are exempt. Retailers are not required to participate. Does not include accessories, athletic or protective clothing.
  7. North Carolina: On Aug. 6-8, clothing and school supplies with sales price of $100 or less per item; school instructional materials with sales price of $300 or less per item; sport/recreational equipment with sales price of $50 or less per item; computers with sales price of $3,500 or less; and computer supplies with sales price of $250 or less per item are exempt. Does not include clothing accessories or protective equipment.
  8. Oklahoma: On Aug. 6-8, clothing and footwear with sales price of less than $100 are exempt. Does not include accessories, athletic or protective clothing or rentals.
  9. South Carolina: On Aug. 6-8, clothing (but not rentals), clothing accessories, footwear, school supplies, computers, printers, printer supplies, computer software, bath wash clothes, bed linens, pillows, bath towels, shower curtains and bath rugs are exempt.
  10. Tennessee: On Aug. 6-8, clothing (but not accessories), school supplies and school art supplies with sales price of $100 or less per item and computers with sales price of $1,500 or less per item are exempt.
  11. Virginia: On Aug. 6-8, clothing and footwear with a selling price of $100 or less per item; and school supplies with a selling price of $20 or less per item are exempt.

Happy shopping!

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5 Ways to Keep Your Back-to-School Shopping in Check

July 27, 2010
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Even though it feels like summer just started (or at least it does to me), soon enough school bells will be ringing. So will the cash registers, as parents stock up on back-to-school necessities. According to Huntington National Bank the average cost to send a child into the classroom armed with school-recommended supplies this fall is approximately $474 for elementary school, $545 for middle school and $1,000 for high school students.

Despite these figures you don’t have to go broke getting the kids ready for the first day of school. Here are five ways that you can keep your back-to-school shopping in check.

  1. Get your school supplies list early. The idea here is two-fold. First, you’ll be able to review the supply list to see if you have any leftovers from last year–which will save you from unnecessary spending. And, second, many office supply stores offer penny sales during the summer. By having the school supply list handy, you can get what you need at the cheapest price possible.
  2. Remember that kids grow quickly. Clothes that fit in August may not fit by next year. Make sure to stock up on the basics before buying trendier items, and try shopping at discount and secondhand stores instead of the mall, suggest the experts at InCharge Debt Solutions, a national nonprofit organization that offers free financial counseling sessions.
  3. Use gift cards whenever possible. Hopefully, you have a gift card wallet at this point. If not now would be a good time to gather up all of those gift cards you have left over from holiday and birthday gifts, and see if you can use them towards any back-to-school purchases. Rewards checks from stores with affinity programs can help cut your costs, too. I’m thinking specifically of Staples Rewards and Famous Footwear’s Rewards, too. (Speaking of Staples Rewards, you can get $2 back for every ink cartridge you recycle at the store so your “savings” can build up fast, just by remembering to bring your empty ink cartridges with you when you buy new ones.) In addition, giving your child his or her own gift card to buy new clothing and supplies can help teach a valuable lesson about budgeting money.
  4. Don’t forget hidden fees. This is a good one and one I hadn’t considered until I needed a health form filled out for my daughter and I needed it before her annual well-check. By asking the doctor to fill out this form outside of a normal appointment, I had to pay a $10 fee. However, if I bring forms with me to an appointment, the form-filling is free. (Truth is with how my co-pay has gone up, paying that form fee is actually cheaper than paying for the appointment.) But if a form fee is going to blow your budget, make sure you plan accordingly to avoid one. Also, set aside funds for any sports registration fees or equipment, or figure out a way to save on those. For example, in my town if you volunteer to coach, the town refunds your kid’s registration fee at the end of the season.
  5. Keep your receipts. Many stores offer price-adjustment allowances if something you bought goes on sale within seven or 14 days of your purchase. If you’re vigilant about tracking prices, you can get some money back, too. Also, many receipts include information on them about taking an online survey, which gives you an additional coupon that you can use at the store in the near future. For example, we just bought some end-of-season bathing suits at Old Navy (super cheap, in case you need any). On our receipt was information about an online Old Navy survey, which, when completed, would give us a 10% off coupon to use at the store the next time we were there.

What are some of the other ways that you save when shopping for back to school or take advantage of back-t0-school sales when you don’t have kids?

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9 Ways to Save on Back-to-School Shopping

August 24, 2009
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According to a recent National Retail Federation survey, the average family expects to spend about $550 on back-to-school shopping. I’m sorry but in today’s economy, that’s way too much to spend.

About the time I was trying to wrap my head around that number, Walmart approached me about working with them on putting together money-saving ways that parents can make it through the back-to-school shopping season. That said, here are my 9 tips:

1. Get your child’s school supply list before you hit the stores.
By knowing ahead of time what you need to buy, you won’t end up spending money on anything your kids don’t absolutely need for the first day of school.

2. Start by shopping at home via your kids’ leftover school supplies from the last year.
This is a chance for you to inventory what you already own or what you still have from last year that you can reuse this year. I can tell you that just with my 7th grader alone, we were able to mark “done” to half of the supplies on her supply list, simply from leftovers from 6th grade.

3. Focus your shopping in a store where you can buy all of your back-to-school necessities–from socks to scissors to sticky notes.
By limiting where you do your shopping, you can avoid any impulse purchases that can happen when you go from store to store.

4. Make your kids pay for any “upgrades.”
If they need a basic pencil box–but want the SpongeBob version instead, that just happens to cost a bit more–that’s fine. Just make them use their allowance to pay for the difference.

5. Take advantage of bundle deals that can keep your costs in check.
For example, Walmart offers an elementary school bundle of supplies where, for less than $9, you can get your crayons, glue sticks, markers, notebooks, colored pencils and more.

6. Shop with another mom so you can split the costs.
Maybe your daughter needs only three spiral notebooks but there’s a great deal on packages of six spiral notebooks. If you bring another mom along, you can both get great deals on your kids’ school supplies and spend less overall.

7. Take advantage of price-matching offers so you can save even more.
For example, if you bring in a competitor’s printed ad, Walmart will match the price on the same items it has for sale in its stores.

8. Stock up lunch-making supplies, such as reusable containers and refillable water bottles.
Just by having your kid bring lunch to school everyday (as opposed to buying), you can save an additional $500 a year.

9. Use back-to-school deals to stock your kids’ closet.
With tons of affordable fashions for kids during back-to-school, you can update your children’s’ wardrobe now so you’ll save yourself from shopping and spending later. So if you find $9 sneakers during the back-to-school sales–and your kids’ feet are still growing–stock up on various sizes while the prices are good. That way when she wakes up one morning and tells you her shoes are too tight, you’ve got another pair, a half or full-size bigger, waiting in the wings.

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Savings on Packing Lunches

August 6, 2009
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brown_bag4

(Sorry for the blank blog posting yesterday. We were experiencing technical difficulties. Thanks for standing by. Here’s that post in full.)

Save $500 a year. Who can resist that? Well, that’s about how much you can keep in your pocket if you were to pack your kids’ lunches each day and not have them buy at school.

That’s why as you get set to buy your back-to-school supplies, be sure to stock up on good prices you find on reusable containers and refillable water bottles. Even if you can’t find super bargains, buying these items you can use again and again will save you money in the long run.

Think about it this way: if you spend $17 on a SIGG stainless steel water bottle, you would recoup your investment in about three weeks of school days when your kids doesn’t have to pay a buck each for a bottle of water with lunch.

As far as reusable containers go, I love my Sandwich Keeper from Tupperware (we have four in rotation for holding sandwiches), and Rubbermaid Takealong containers for packing snacks. (These are also the perfect size for storing DIY pudding and Jell-O.) In fact, I found this really clever advice on the Rubbermaid website for saving money on lunches:

Old habit: Putting prepackaged snack foods in children’s lunchboxes.
New habit: Make your own snack packs by dividing dry cereal, trail mix, cubed cheese, or sliced fruit among reusable single-serving containers. Not only do home-packed snacks reduce waste, they’re healthier than most convenience snacks, too.

In fact, around these parts, we never buy pre-packaged trail mix. We make our own using store-brand nuts, chocolate chips and either dried cranberries or raisins. I like how we can control the ratio of nuts to raisins to chocolate chips, and I really love how inexpensive this snack is to make.

While we’re on the topic of snacks and lunch, here are some interesting statistics from a recent Market Day survey about moms’ opinions about packing lunch for their kids:

  • 46% of surveyed moms believe it should take less than five minutes to pack a school lunch. (I say teach your kids to pack their own lunches and you’ve just freed up five minutes of time for you!)
  • Of the time-crunched moms, 42% plan school lunches the night before.
  • 44% think that pre-packaged single-serve food choices reduces lunch packing time.
  • What takes the most time when packing lunch? 75% say deciding what to pack does, followed by 63% who are thinking about healthier choices.
  • The top three most popular food items packed in school lunches are: chips (59%), whole fruit, such as apples and pears (56%), and fruit cups (52%).
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Back-to-School Physicals

August 5, 2009
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stethoscope1I got a letter today from my daughter’s varsity volleyball coach, telling me that she couldn’t start practice next Monday unless I handed in her physical forms this week. No worries, I thought. I’ve got them right here. I’ll just make a copy and deliver them to the district offices tomorrow.

Do you have kids who play sports or who need to turn in physical forms before the start of the school year? Then you know that these forms are not only a hassle to complete and deliver, but they can be costly, too. That’s why I’ve got 3 tips to help you stay sane and save money on back-to-school physicals.

1. Bring the paperwork with you to your child’s well check.
If your pediatrician is like mine, then I can ask her to fill out as many health forms as I’d like–just as long as I make this request during my child’s well check or another regular office visit. What happens if I forget and ask another time to complete the forms? The doctor will charge me $25 to $40 for this “service.”

2. Make a copy of all health forms before handing in.
Even if your child isn’t old enough yet to attend school or play high school sports, it’s a good idea to visit your school district’s website and download the district’s standard health forms. You can use these when you sign your child up for day care, camp or another activity than requires proof of an annual physical. And make sure you make copies of the original, filled-out forms before you hand them in. You never know when you’ll need another health form. I’ve found that places like camps will accept physical forms for up to a year from when they were dated–meaning that if my daughters get their well checks this August–and we have health forms filled out–I can use those same forms next June to register them for camp.

3. Find a walk-in clinic if you’re in a pinch.
OK, so you didn’t follow the advice in points 1 or 2, and now you’re staring down a deadline, like the start of fall sports. Well, guess what? You can head over to a walk-in clinic, like the Minute Clinics at CVS, and, for abour $15, have the person on staff there give your child a once over and sign off on the paperwork. I mean the page that the doctor has to sign just includes innocuous things that any health professional could record–height, weight, blood pressure, vision, and medical and musculoskeletal findings.

Let me know if you have other ways to make back-to-school physicals and their related paperwork easier to deal with–both mentally and fiscally.

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5 Finds for Furnishing a Dorm Room

August 3, 2009
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Welcome to back-to-school week on Suddenly Frugal. Today, we’re tackling the topic of kids going back to college. I mean, if you’ve got a kid heading off to college in the next few weeks, then soon enough you will be facing one of the biggest challenges (besides paying tuition) that students face when they first arrive–how to furnish a dorm room without busting a budget. Here are 5 tips to do just that, courtesy of the experts at Bed Bath & Beyond:

  1. Picture 21 Check it Out! Check with your school before you shop to learn about the specific rules and regulations of your on-campus housing. This will ensure you don’t spend your money on things your school won’t allow–like mini fridges or microwaves–or things they may provide.
  2. Check it Off. Use a comprehensive checklist to figure out what you need to buy and what you can take from home. If the college you’ll be attending doesn’t have a checklist, check out the checklist on the Bed Bath & Beyond website.
  3. Split it Up. Students should reach out to their roommates before they shop to decide who is bringing what so they avoid bringing (and buying) duplicates. They can split up the checklist online, discuss a color scheme and even email their future roommate their selections.
  4. Cheat Sheet. Many college and university dorm rooms have twin extra long mattresses – make sure you know the appropriate size before selecting bedding to avoid return trips to the store.
  5. Find it Near Home, Pick it up Near School! Bed Bath & Beyond stores offer a unique “Pack & Hold ” service that eliminates the hassle of packing the car or the cost of renting a moving van. Simply shop at a store near home and then pick the items up at the store near college.

Do you have other advice for furnishing a dorm room on the cheap?

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Best Blog Week Ever: Day Four–Savings for Back to School

August 21, 2008
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Given that the National Retail Federation has reported that back-to-school spending will be relatively flat in 2008, I’m not surprised that some of the other popular posts on The Lean Green Family have had to do with back-to-school shopping. I mean, recession or not, you’ve got to get your kids supplies for when the class bells ring again, and we frugal parents would like to get the most bang for our back-t0-school buck without busting our budgets.

For this day of the Best Blog Week Ever, I’ve presented a compilation of popular back-to-school posts.

Back-to-School Savings & Bottle Issue Solved

A number of years ago, I wrote an article for Woman’s Day magazine on creative ways to save money on back-to-school shopping. While Staples wasn’t having any one cent sales that I know of at that time–and therefore I couldn’t offer that in my story–there were a number of pieces of advice in that article that still ring true for me today. One such piece of advice was that if I needed to get my kid a musical instrument, I would look for a used on on eBay or from a store like Music Go Round, instead of buying new.

Another piece of advice that I continue to use in my everyday life is this: it’s worth it to spend a little bit more money on an item that is well-made, will last a long time and/or comes with a lifetime guarantee. That’s because once you buy a product from a company like this, you’ll never have to pay for another one again–thus making your money, and your savings, go a long way.

Once such company that stands behind its products is L.L. Bean. (Jansport also offers a lifetime guarantee on its school-related products, like backpacks and bags.) Here’s how L.L. Bean promotes that guarantee on its website:

Our products are guaranteed to give 100% satisfaction in every way. Return anything purchased from us at any time if it proves otherwise. We do not want you to have anything from L.L. Bean that is not completely satisfactory.

I can still remember a 10-year-old backpack from L.L. Bean that I’d first used in college, then in my early working years, but which had begun to rip. Because I still wanted a backpack–and because my mother lives in Maine, near L.L. Bean’s flagship store–I brought that backpack with me on my Maine trip, took it to L.L. Bean’s customer service desk, and within a few minutes, they had replaced my worn-out backpack for a brand new one, for free. I’ve used the same guarantee to replace one of my daughter’s backpacks, though I had to pay $1.50 for the replacement because she wanted an “upgraded” model (I spotted her the buck fifty), and at the end of winter, I used that guarantee once more on my winter coat.

You see, about five years ago I’d purchased a full-length, down-filled L.L. Bean parka-like winter coat. It was the perfect coat for walking the dog on cold winter days, even if I did look like the Michelin Man tire guy. While the coat was pretty pricey (about $200), it was washable, warm and wonderfully versatile. It had a removable hood, Velcro closures on the cuffs to keep out cold breezes, and a zipper and snap closures in the front for extra warmth. Then, last winter, when I took the coat out for the first time, I noticed that the zipper had broken. No worries, I thought. I’ll just use the snaps to keep the coat closed, and then in spring, I’ll return it.

Unfortunately, when I went to return the coat this past spring (at a new L.L. Bean store that had opened in the Lehigh Valley area), it was out of stock and there wasn’t anything comparable to replace it. I could have waited and returned to the store another time to attempt the return at that time, but that store was more than an hour away, and I couldn’t justify the gas. So I asked what my return options were, and the clerk told me that they’d take the coat back, and give me a gift card for the full value of the coat–still about $200. (Man, if all of my investments held their value like that.)

Which brings me to how this money-back guarantee solved my reusable bottle issue (sort of), as the headline of this blog posting says.

As you’ll recall when the news broke last spring about BPA being found in some reusable bottles made of polycarbonate, I bid farewell to my Nalgene bottles and went on the search for new bottles. One bottle I’d found in the interim that my eldest daughter has claimed as her own is a bottle from We Add Up. It’s a sports-top water bottle made from recycled plastic and costs only $10.

My youngest daughter and I aren’t fond of the sports-top bottles, so we’ve still been looking for other kinds of bottles that we can use daily, around town, and for packing in lunches.

Well, yesterday a new L.L. Bean catalog arrived, and in it was L.L. Bean’s version of the Kleen Kanteen, a stainless steel reusable bottle that I’d heard great things about but could never find locally. Bean is now offering a stainless steel “Bean Canteen” in three sizes (12 ounce, 18 ounce and 27 ounce) and seven colors (black, pink, blue, red, silver, orange and green). All the bottles are open-mouthed, come with a loop top and have a carabiner clip for easy attaching to lunch boxes.

At an affordable $16.95 for the 18-ounce version, we’ll be using that L.L. Bean gift card with the dough on it from my returned coat to stock up on these bottles for free.

Cool Savings for Back to School

In this week’s Sunday paper, there was a circular for Staples annual “1 cent deals,” which begins on today, Sunday, July 6 and goes through Wednesday, July 9. (It’s for brick-and-mortar stores only. If you search on Staples.com, you’ll find nothing as remotely cheap as one cent!) Though my daughters’ supplies list won’t be posted on the school’s website for at least another month, you can bet that I’m going to be heading to Staples in the next day or two to take advantage of things like 1 cent 8-packs of pencils and 1 cent 2-pocket folders.

I learned about the Staples 1 cent trick last year, which helped me cut my back-to-school shopping costs in half. (The National Retail Federation says that the average family spent $92 on school supplies last year; we spent about $90. However, the year before, when we hadn’t adopted any of these money-saving approaches, we spent nearly double that per kid!) This year I hoping that nother trick I’d learned last year–the school supply box, a concept I’d learned from another mother I know–will help us cut our school supplies shopping bill by even more.

Much like the gift closet, whereby you stockpile all-occasion gifts that you pick u
p on sale, the school supply box is the place where you stash leftover school supplies from the previous year–and that are still in good condition. In fact, right after the last day of school in June, we went through both of my daughters’ backpacks to see what kinds of supplies we could salvage. I think we turned up three or four spiral notebooks that their teachers had insisted the kids must have for the class but which, in reality, were barely touched. You can bet that those ended up in our school supplies box.

Truth is, I’ve been stockpiling would-be school supplies all year long, and our box is now overflowing, meaning that we’re going to have to add a second school supply box to the mix very soon–especially if we do hit up that Staples sale before it ends. But the good news is that we probably won’t need any spiral notebooks or three-hole-punched lined paper–we’ve got leftovers from last year. And I made sure that my daughters brought home all of their stretchy book covers from the past year’s textbooks so that we can reuse them this coming school year. Other items we’ll be reusing for sure include their book bags, locker locks (we have to supply our own) and lunch boxes.

What have you been able to stockpile or can reuse when it’s time for the kids to go back to school?

13 Cents for School Supplies

On Tuesday we finally got around to taking advantage of the Staples one-cent school supplies sale. Good thing, too, since the sale ends on Wednesday.

But before we went to the store, I took an inventory of my school supplies box so I didn’t overbuy or buy duplicates of what I already had.

So what did I already have?

* 1 5-subject notebooks
* 1 3-subject notebook
* 12 1-subject notebooks
* 1 composition book
* approximately 500 sheets of lined, 3-hole paper
* 1 3-ring binder
* 1 3-pack of glue sticks
* 2 soft pencil cases
* 1 hard-side pencil case
* 5 folders
* 1 pack of 100 large index cards
* 5 stretchy notebook covers

One of the things that the teachers in our school district like to do is to color code the kids’ school supplies. So if they request that you get a red spiral notebook for math, they also want you to get a red folder. The same goes for a yellow spiral notebook and folder, a black spiral notebook and folder and so on.

Currently, the 12 1-subject spiral notebooks we own seem to be in all of the colors that the teachers tend to choose–yellow, blue, black, red, orange and green. Because none of the 5 folders we had matched these colors, my goal at Staples was to secure two folders in each of these popular colors. Also, I’d noticed in the Staples circular that pencils were on sale as were small containers of hand sanitizer.

In the past, if I’ve waited a day or two to go to the Staples one cent sale, I’m usually plum out of luck–in that the store has been shopped out and you can’t get a rain check for when more inventory shows up. For some reason, however, this time I lucked out.

Not only was the store fully stocked, but I was able to find everything I needed in the one-cent range. My only setback was that I was limited to 10 folders only, so we settled on two of each folder in black, red, green, blue and yellow. If somehow my kids end up with a teacher who favors orange, I’ll spring for the orange folders then.

All told we spent a whopping 13 cents on school supplies. Yes, you read that right: $.13.

Oh, but wait–it gets better. Because I signed up for one of those Staples Rewards cards way back when, you know the ones that they scan whenever you shop at the store, I’d recently received a rewards check for $16.50, which I used to pay for my purchase. Which leaves me with a $16+ store credit that I must use before August 31st.

I’m sure we’ll be doing plenty of back to school shopping by the time 8/31 rolls around. And if I’m lucky, there will be plenty more opportunities to get great deals on back-to-school supplies. I hope you’ve been able to take advantage of similar deals near you.

Coming up in the next few days: back-to-school products with a green twist. I’m currently collecting information for a forthcoming post. If you know of anything great and green and perfect for back to school, post a comment to tell me about it.

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