Because of my experience as a gifts and etiquette expert, there are two times of the year when people start writing to me for ideas on teacher gifts. This happens right before the December holidays and again in May or June, right before the end of the school year. Parents want to know the etiquette […]
Today’s 365 frugality tips, as part of my Year of Renewed Frugality (or YRF), focuses on the idea of using gift cards that you got for the holidays to help offset your spending in the New Year.
The National Retail Federation says you will. In fact, it recently came up with a Top 10 spending infographic that highlights some pretty interesting stats on why back to school 2012 may be like no other. Check it out below. P.S. If I can help it, I will spend way less than that on back […]
Last year, holiday spending increased as more than 212 million U.S. consumers spent an estimated $45 billion in stores and online from Black Friday through Cyber Monday, according to the National Retail Federation. However, amidst the hustle and bustle, consumers may become vulnerable to one of the nation’s fastest growing crimes—identity theft. “Shoppers are often […]
Check out this hot, limited time deal from Restaurant.com. You can get many $25 Restaurant.com gift certificates for just $2! How? Use the code HAM when you check out. This deal is good through November 15th only. Even though some $25 gift certificates can be had for $2, most are priced around $10. Still, that’s […]
A few weeks ago I taped a segment at 6ABC in Philadelphia on how you can eat out on a budget. That segment finally aired on “Mary Talks Money” on the Live Well Network just before Halloween. You can watch the segment here:
Hoping the freebies will pick up once we get closer to the holidays. Here are just a few for you to enjoy in the next week. Gratis Gift Cards Lots of online retailers and brick-and-mortar businesses want you to start shopping early for the holidays. That’s why many are offering free gift cards with a […]
Frugal fatigue seems to be setting in across America, or at least that’s what an expert in a recent Associated Press story “Shoppers Stay Cautious” said. This article, which focused on a slight bounce back of retail sales, seemed to indicate that people were beginning to shop again, much to the relief of retailers. “The […]